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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I use PayPal on a regular basis

I use PayPal on a regular basis and have always had a good experience Reviewed on: 19th July 2026

I always use PayPal when paying on line I’ve had pro...

I always use PayPal when paying on line I’ve had problems with sellers a few times and PayPal have always sorted for me Reviewed on: 19th July 2026

Larger purchase completely protected.

I needed to make a larger purchase through PayPal as I like the level of protection you get. PayPal credit popped up as an option & the prosee was super easy. Just made my first payment too & that was always incredibly easy!! Reviewed on: 19th July 2026

A theatre ticket on 3 instalme...

I have recently paied a theatre ticket on 3 instalments with zero interest rate and I think that it was very clever. I felt more comfortable in splitting the cost in 3 instalments. I would have struggled to afford an evening out otherwise. Reviewed on: 19th July 2026

FIRST RATE COMPANY

NEVER HAD A PROBLEM WITH PAYPAL. EASY CONTACT VERY EFFICENT SERVICE WEB SITE EASY TO FOLLOW Reviewed on: 19th July 2026

I feel safer ehen using paypal.

I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Easy to use always. use for travelling abroad

Easy to use always use for travelling abroad Reviewed on: 19th July 2026

Paypal - My Primary Choice.

I find it easy & straight forward to use, that's why it's the service I always choose. Reviewed on: 19th July 2026

Good pltform

Good customer service, always helpful Reviewed on: 19th July 2026

Very happy using PayPal.

Very clear information, can't fault PayPal for that, there's no underlying charges. Love the Internet free Credit options. Only downside is that when I make a payment it's takes days for the balance to update on my account but doesn't put me off using PayPal. Reviewed on: 19th July 2026

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