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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

Always had great customer service and overall experi...

5
Always had great customer service and overall experience outstanding Reviewed on: 14th June 2025
Dawn R's avatar
Dawn R

Should have a card too, enabling to purchase in shops.

5
Should have a card too, enabling to purchase in shops. Reviewed on: 14th June 2025
Joanna E's avatar
Joanna E

I have very bad experience

4
Paypal credit is not good idea I have very bad experience I got mobile from PayPal credit first month it takes the money from my bank automatically but next month they said it will charge you if I not pay the credit and it was more than I have to pay that was very bad. I consider it just a scam to make more money. Reviewed on: 14th June 2025
habibi's avatar
habibi

Prolem free transactions.

5
Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025
Kevin M's avatar
Kevin M

Convenient & consistent.

5
Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025
David J's avatar
David J

I received a refund to PayPal credit and now I have...

4
I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025
Joao Girao's avatar
Joao Girao

Customer Satisfaction

5
PayPal has been one of the most reliable credit providers I’ve used. I’ve been a loyal customer since 2015, and my experience has consistently exceeded expectations. Their services are dependable, user-friendly, and truly add value. I highly recommend PayPal to anyone looking for a trustworthy financial partner. Reviewed on: 13th June 2025
Sylvester O's avatar
Sylvester O

Simple and easy

5
Easy process and uncomplicated. I haven't had any problems so far and I've been using for a year Reviewed on: 13th June 2025
Ruth Fajemirokun's avatar
Ruth Fajemirokun

PayPal my go to choice for payments

5
I feel more secure using PayPal when making purchases and having credit options too. On the rare occasion I’ve needed assistance they have been easy to contact and resolve my issue. Reviewed on: 13th June 2025
Caroline P's avatar
Caroline P

Online Payments Simplicity

5
I find PayPal incredibly useful for online payments and their pay in 3 and credit options are really good value in my opinion. Reviewed on: 13th June 2025
Rob M's avatar
Rob M

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