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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Linking Bank Account

4
One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal credit balance Reviewed on: 18th July 2026
Aks's avatar
Aks

Easy service

5
I often use paypal credit and pay in 3 service for high value purchases, including flights. This has always been easy to use. Reviewed on: 18th July 2026
Liessa m's avatar
Liessa m

Overall it’s professional all enquiry everything dea...

5
Overall it’s professional all enquiry everything dealt with quickly Reviewed on: 18th July 2026
Sofia A's avatar
Sofia A

Very simple to use and it's trustworthy and reliable b

5
Very simple to use and it's trustworthy and reliable Reviewed on: 18th July 2026
Yaw's avatar
Yaw

Amazing Product

5
PayPal credit is really amazing product and helps a lot with managing one's finances. Reviewed on: 18th July 2026
Alex S's avatar
Alex S

A straightforward way to pay

5
A straightforward way to pay with no fees. Reviewed on: 18th July 2026
Matt I's avatar
Matt I

Brilliant

5
Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Easy to use

5
Easy to use, monthly payments set up and come out automatically Reviewed on: 18th July 2026
Laura P's avatar
Laura P

Brilliant

5
Very good with buying products. Easy to pay as well. Reviewed on: 18th July 2026
Aj's avatar
Aj

Excellent service all round .

4
Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

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