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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (118940 reviews)

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4.74

Based on 118,940 reviews, last reviewed 2nd Jun 2026

3141800% increase in 5 star reviews

in the past 90 days

9250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

International perfection Rather brilliant way to pay even when im out with work and stuff makes transferring monney I tarnation a brreaze Reviewed on: 2nd June 2026

Latest lowest rating:

1

The overlapping promo trap The overlapping promo trap impossible to clear old debts first! The payment allocation logic on PayPal Credit feels intentionally designed to force us... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (118940)

Great experience a very good company.

Great experience a very good company. Can do transfer and pay your mates. Also do crypto Reviewed on: 2nd June 2026

Great for personal and Business!

Easy to operate and great for my business account with card terminal as well! Reviewed on: 2nd June 2026

Good and safe to use, I would recommend and have bee...

Good and safe to use, I would recommend and have been using for quite a long time. It has always been a good service Reviewed on: 2nd June 2026

Paypal doesnt help for disputes for large amount of...

Paypal doesnt help for disputes for large amount of money items. Reviewed on: 2nd June 2026

Very helpful,good for people who have not inaf .

Very helpful,good for people who have not inaf .8 Reviewed on: 2nd June 2026

Prompt responses when disputes are raised.

Prompt responses when disputes are raised. Reviewed on: 2nd June 2026

PayPal is a great way to buy and sell with the buyer...

PayPal is a great way to buy and sell with the buyer protection. And simplicity of the app. Also the PayPal credit has been a life saver a few times. Reviewed on: 2nd June 2026

I have used paypal regular and im very pleased with...

I have used paypal regular and im very pleased with the service it provides. Reviewed on: 2nd June 2026

PayPal great start

It’s a fast & convenient way to pay for goods. Reviewed on: 2nd June 2026

Easy to use and not a bad rate.

Easy to use and not a bad rate. App is useful and can pay off early at any point. Also the points system is worth using as well as the discounts available Reviewed on: 2nd June 2026

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