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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Great offer, easy to use!

Great offer, easy to use, especially with physical card. Reviewed on: 17th July 2026

Great range of payment options via PayPal

Great range of payment options via PayPal, all completed easily online via the app. Been a PayPal user for years now and cannot praise them high enough. Reviewed on: 17th July 2026

I have had good experience with paypal they give you...

I have had good experience with paypal they give you good time to pay back and they do not put to much interrest when paying them back. Plus they are always there to help. Reviewed on: 17th July 2026

It takes far to long for a payment credit to show up...

It takes far to long for a payment credit to show up on the balance, I make a payment and it can take nearly 10 hrs to clear my account Reviewed on: 17th July 2026

0% finance

I made a purchase at 0% finance which you can't argue with, they also offer 0% finance for 4 months for other purchases which is handy if you need to make a larger than usual purchase that you can spred over a couple of months. Reviewed on: 17th July 2026

Life saving.

Life saving. Money saving. Brilliant service. Reviewed on: 17th July 2026

Amazing PayPal

PayPal Credit has been an incredible way for me to make payments without worry of losing all my money in oe go, an effective way to make payments in sets of 3 or over time so it isn't overly stressful! And the customer care has never failed to be absolutely amazing in all accounts Reviewed on: 17th July 2026

Easy to use, very well laid out, good interface

Easy to use, very well laid out and easy to manage. I’ve never had any issues with PayPal in the over 20 years I’ve been using it and have recommended it to others. Reviewed on: 16th July 2026

Really straightforward.

Really straightforward. Zero hassle. IIt's the simplicity that I like! Reviewed on: 16th July 2026

PayPal is very easy to use and makes online shopping...

PayPal is very easy to use and makes online shopping much more convenient. I really like the option to pay in instalments on eligible purchases, and earning reward points is a great bonus. Payments are quick, secure, and reliable. I have had a very positive experience and would happily recommend PayPal to others. Reviewed on: 16th July 2026

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