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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal credit

Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Reliable, convenient and always there when I need it

I’ve used PayPal for years and have always found it really easy and convenient to use. I particularly like having the flexibility to pay for things without having to constantly enter my card details, and being able to manage payments easily through the app. When money is tight, PayPal has also given me options that I wouldn’t otherwise have had, which has been really helpful. The app is straightforward, payments are quick, and I like having everything in one place so I can keep track of what I’ve spent. Overall, my experience with PayPal has been positive. It’s become something I regularly rely on and I’d definitely recommend it to others who want a simple and flexible way to manage their payments. Reviewed on: 18th August 2026

Very reliable.

Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Always had a great experience.

Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Easy to use the app very quick and simple.

Easy to use the app very quick and simple. Reviewed on: 15th August 2026

PayPal credit gives me freedom

Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Easy to use really handy great companyto have

Easy to use really handy to have Reviewed on: 12th August 2026

Easy to use,

Easy to use, quick response when problems occur Reviewed on: 12th August 2026

Straight forward

Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Very good

Very good, always helpful too have to use Reviewed on: 11th August 2026

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