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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Simple easy and reliable love pay pal

Simple easy and reliable love pay pal Reviewed on: 6th July 2025

Very easy to manage, friendly app, very trustworthy

Very easy to manage, friendly app, very trustworthy Reviewed on: 6th July 2025

PayPal Credit Brilliant and trustworthy

PayPal Credit, as well as PayPal have always been brilliant, every time I use them it is so easy, they keep you informed about any payments that are due, offers They are so trustworthy, and I would recommend them 100% Reviewed on: 6th July 2025

Excellentpay pal Excellent

Excellent app to use. Very easy and simple to use Reviewed on: 5th July 2025

Paying with PayPal comes with great protection and i...

Paying with PayPal comes with great protection and if I pay within 4 months on purchases over £100 there is no interest. Hence it's safe and a economical way for me to buy items Reviewed on: 5th July 2025

Easy to use and efficient credit service

Easy to use and efficient credit service Reviewed on: 4th July 2025

Easy to use.

Easy to use. Safe and secure. Reliable & trusted Reviewed on: 3rd July 2025

Very useful and made my life easier.

Very useful and made my life easier. Reviewed on: 3rd July 2025

PayPal gives you more options to spread the cost.

PayPal gives you more options to spread the cost. Reviewed on: 3rd July 2025

Useful for paying on certain websites.

Useful for paying on certain websites. PayPal credit is a good function Reviewed on: 2nd July 2025

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