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PayPal: PayPal Credit reviews

4.90
Based on 85,825 reviews, last reviewed 26th Apr 2026
1615950% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is a service anyone can trust. Paypal has always been a reliable and efficient service. The fact that you are provided with a number of ways to pay, makes it a flexible and affordab... Read more Reviewed on: 26th April 2026
Ugo E's avatar
Ugo E

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85825)

excellent and efficient

5
excellent and efficient. highly recommend. Reviewed on: 26th May 2025

Good - easy to use and helpful playform

5
Good - easy to use and helpful playform Reviewed on: 26th May 2025

Make life easy

5
They are very good regarding in financial difficulties time . Reviewed on: 26th May 2025

Great customer service

5
Always a quick response keeps me well informed on my account status Reviewed on: 26th May 2025

I’ve had a great experience with PayPal as it helps...

5
I’ve had a great experience with PayPal as it helps me manage my finances Reviewed on: 26th May 2025

New PayPal credit customer review

5
I have been with PayPal for years, but only recently since last year) started using their credit facilities. I found them to be great - easy to use and a good deal. Reviewed on: 26th May 2025

I use PayPal weekly

5
I use PayPal weekly, it is safe and I know they will sort it if things go wrong. Reviewed on: 26th May 2025

I have never had any issues with PayPal.

5
I have never had any issues with PayPal. From changing my surname, and contacting them for general enquiries, they have always been efficient and helpful Reviewed on: 26th May 2025

Huge help

5
Being able to purchase items interest free over three months is a huge help for tight budgets Reviewed on: 26th May 2025

PayPal credit is excellent.

5
PayPal credit is excellent. I'm allowed to pay on instalment basis which helps me to organise my finances. Reviewed on: 26th May 2025

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