Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181040)

I’ve had PayPal Credit for several years and have al...

I’ve had PayPal Credit for several years and have always had a great experience. It’s easy to use, payments are straightforward to manage, and the flexibility it provides for larger purchases is really helpful. The integration with PayPal makes checkout quick and convenient. I’ve found it to be a reliable and useful credit option, and I would happily recommend it to others. Reviewed on: 9th June 2026

Never had any issues

Never had any issues. If on the rare occasion I have needed to contact the customer service team, they have been very helpful. Reviewed on: 9th June 2026

Convenient to use.

Convenient to use. Great value for money and protects major purchases Reviewed on: 9th June 2026

ive used paypal and paypal credit for a while now

ive used paypal and paypal credit for a while now and never had any issues Reviewed on: 9th June 2026

PayPal app

I’ve been using the PayPal app for years, and it remains my go-to for sending money to friends and shopping online. The interface is clean, transactions are lightning-fast, and I love the peace of mind that comes with their buyer protection Reviewed on: 9th June 2026

Good all rounder of a card

Never had a problem, does what is supposed to do. My only issue is I don't think you get enough points when using your credit card via PayPal Plus. Reviewed on: 9th June 2026

Like the 0% for three months.

Like the 0% for three months. It’s v useful also customer service and payer protection is excellent Reviewed on: 9th June 2026

Fast and Reliable

Always fast and reliable. Any issues customer service always sort out for me Reviewed on: 9th June 2026

Useful line of credit with 4 months interest free

Useful line of credit with 4 months interest free Reviewed on: 9th June 2026

I have had Paypal for years and have used credit wit...

I have had Paypal for years and have used credit with no problems at all,highly tecommend. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub