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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal credit card

No issues or complaints about using PayPal credit card would definitely recommend it to other people to try but you must be able to manage your finances Reviewed on: 9th June 2026

Always a great customer service experience and the a...

Always a great customer service experience and the app is clear and easy to use Reviewed on: 9th June 2026

Paypal is the best

Since using PayPal for many years, it always been easy and floorless no matter if your sending money to friends or purchasing goods online. You also get the pay in 3 option or PayPal credit its a brilliant service thank you PayPal. Reviewed on: 9th June 2026

Best online payment solution

Offering many different products and the easiest payment option online. I've only ever had positive experience. Reviewed on: 9th June 2026

Peace of mind

It’s a very good way to spreading cost and credit helps the day to day and repaying amounts are affordable Reviewed on: 9th June 2026

Great service, easy to navigate and understand

Great service, easy to navigate and understand Reviewed on: 9th June 2026

I love PayPal credit it’s excellent

I love PayPal credit it’s excellent Reviewed on: 9th June 2026

Keeps you updated.

Keeps you updated. Easy to use. Used this service for years Reviewed on: 9th June 2026

PayPal has been my trusted payment method for years.

PayPal has been my trusted payment method for years. It’s quick, secure, and incredibly easy to use, whether I’m shopping online or sending money to family and friends. I especially appreciate the added peace of mind and how simple the app makes managing payments and transactions. Reviewed on: 9th June 2026

Everything is clear

Used paypal credit for the purchase of my phone through an interest free offer. Seems to work well and is clear about what is going on, what is still owed and what the payments are Reviewed on: 9th June 2026

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