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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I love PayPal Credit

This has made buying and paying back in instalments easy. They also increase my limit whenever needed. Reviewed on: 13th June 2022

Great

Easy to use, fair credit limits and makes life simple Reviewed on: 13th June 2022

Easier to pay

I think PayPal credit was easier to get and it is easier to use with almost any website . I don’t like saving credit card numbers in computer so PayPal is more easy as you can just pay with username and pwd Reviewed on: 13th June 2022

Highly Recommended

Everything is easy and safer. Great job. Reviewed on: 13th June 2022

0% finance you can use again and again!

Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022

Pay your pals through PayPal

It’s so easy, good interest, and best of al 3 easy payments so quick and easy Reviewed on: 13th June 2022

Very easy to use

I have been using PayPal credit for a long time.i never had any problem with them.very easy transaction everytime. Thank you PayPal credit Reviewed on: 13th June 2022

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