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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

I have been using PayPal for many years now and they...

I have been using PayPal for many years now and they have always been there for me , with PayPal credit or pay in three. Also any issues with a purchase have been efficiently and swiftly dealt with. I highly recommend PayPal . Reviewed on: 9th June 2026

It’s been great always.

It’s been great always. It’s helped me plan my finances and sort things out. The customer service team are so friendly and eager to help. Also getting the physical card has completely changed things for me in a positive way Reviewed on: 9th June 2026

Very useful and easy to access/manage

Paypal credit is very useful to me. Helps a lot when in need and easy to cover up the debt as very flexible and time friendly. Reviewed on: 9th June 2026

I’ve used it for buying in thee months payment 0% in...

I’ve used it for buying in thee months payment 0% interest Reviewed on: 9th June 2026

Easy to use with Apple Pay

Easy to use with Apple Pay and easy to apply for. Also I like that I get points I can actually use when I spend. Reviewed on: 9th June 2026

Even Better

Works well - with new debit card rewards it's now even better. Reviewed on: 9th June 2026

Paypal the very best

I have used PayPal credit for some time they are so easy to deal with and make my transactions very smooth I would not hesitate to recommend PayPal to anyone. Reviewed on: 9th June 2026

After being hacked Pay pal were very understanding a...

After being hacked Pay pal were very understanding and helpful. Made me feel at ease while things were sorted with no charges Reviewed on: 9th June 2026

Fast , no fuss.

Fast , no fuss. In a few clicks the process is done. Clear and informed all along. Reviewed on: 9th June 2026

Safe and easy.

Easiest safest way to pay for items.and if anything happens with company or seller,PayPal will always look into and help sort problems. Reviewed on: 9th June 2026

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