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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Really good service and an easy to use app

5
Really good service and an easy to use app Reviewed on: 9th June 2026
Liam P's avatar
Liam P

I have always loved PayPal, they are always super he...

5
I have always loved PayPal, they are always super helpful if I have had an issue or problem. They are always sensible in what they offer for credit. Just genuine and decent company Reviewed on: 9th June 2026
Andrew c's avatar
Andrew c

PayPal Credit

5
The PayPal credit system has been really good and given me the option to spread the cost or large purchases at zero percent interest. I use it regularly and it is a much better option than a credit card. Reviewed on: 9th June 2026
Chris T's avatar
Chris T

PayPal is easy to use and protects you from merchant...

5
PayPal is easy to use and protects you from merchants on line having access to your details. I like that kind of security for on line purchases. PayPal, perfect protection! Reviewed on: 9th June 2026
Teacupdoll's avatar
Teacupdoll

PayPal 10/10

5
Fantastic services, use for marketplace eBay and much more. Feel safe. Reviewed on: 9th June 2026
Susan Kearton's avatar
Susan Kearton

Amazing , there for when you needed with a great fle...

5
Amazing , there for when you needed with a great flexibility to pay back Reviewed on: 9th June 2026
Chris Jo's avatar
Chris Jo

Payplan is always given me good service

5
Payplan is always given me good service Reviewed on: 9th June 2026
Kaddy Taal's avatar
Kaddy Taal

I love paypal its so easy to spread payments i use i...

5
I love paypal its so easy to spread payments i use it alot on me an my kids Reviewed on: 9th June 2026
Annette Kingsbury's avatar
Annette Kingsbury

I love paypal its so easy to spread payments i use i...

5
I love paypal its so easy to spread payments i use it alot on me an my kids Reviewed on: 9th June 2026
Annette Kingsbury's avatar
Annette Kingsbury

A hidden gem that has given me a new way to buy online.

5
I was originally unsure about using PayPal credit, I’d never had a credit card before and was concerned about starting up online credit, but it has been a bloody blessing. It’s allowed me to be able to purchase things I normally wouldn’t be able to, and has helped me afford things I need as a disabled person. I use both the PayPal pay in 3 and PayPal credit, mainly using it on orders over £99 as that gives me 4 months to pay with 0% interest, something that I have never seen with a traditional credit card. I honestly couldn’t recommend it enough, my family is now also using it when shopping online. Reviewed on: 9th June 2026
SaveAPenny's avatar
SaveAPenny

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