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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85491 reviews)

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4.90

Based on 85,491 reviews, last reviewed 25th Apr 2026

3201300% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very convenient and easy to manage. Very convenient and easy to manage. Reviewed on: 25th April 2026

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85491)

Experience is smooth and straightforward.

Experience is smooth and straightforward. Never need to be worried about not having money for something you really need. Customer service is always kind friendly and skilled, really helpful. Reviewed on: 26th May 2025

Love PayPal

App is very easy and quick to use. Have never had any issues whilst using PayPal Reviewed on: 26th May 2025

Fantastic

Very helpfull easy to use app always kept up to date.Would tell my friends and family about the app especially like you can put money away save it for when you need the money. Reviewed on: 26th May 2025

PayPal since 2008

I have been with PayPal since 2008 and always felt safe and secure in my transactions, starting on EBay and then across a wide variety of retailers. Its payment platform is great, and with the introduction of PayPal credit and Pay in 3 it has become even better. Its 4 month 0% on bigger purchases is market leading and makes me make use of PayPal for the more expensive purchases whenever I can. Thank you PayPal Credit! Reviewed on: 26th May 2025

Easy to use.

Easy to use. No problems and good customer service Reviewed on: 26th May 2025

The most simple way to pay

The most simple way to pay and spread the payment when you need to bar none. Reviewed on: 26th May 2025

PayPal App

Easy to use , great app , use it all the time and never had any issues , would recommend it to anyone ..….…… Reviewed on: 26th May 2025

Very easy to use.

Very easy to use. Come with very good fraud protection and very good at resolving issues. Reviewed on: 26th May 2025

PayPal review

Very easy and simple to deal with with no problems Reviewed on: 26th May 2025

Fast and simple

Fast simple and easy credit, no waiting for a decision. I like that I can see instantly my balance and pay as much as I want off it Reviewed on: 26th May 2025

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