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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,429 reviews, last reviewed 25th Apr 2026
3195600% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app I have contacted customer service only once about an address issue and they sorted it out straight away. I loved the” Pay in Three system and can also... Read more Reviewed on: 25th April 2026
Gr's avatar
Gr

Latest lowest rating:

2

I’m holding the account more than 20 years and my cr... I’m holding the account more than 20 years and my credit limit was £1200 and suddenly without any reason reduced to only £200. It’s long back. So don’... Read more Reviewed on: 25th April 2026
Khondoker m's avatar
Khondoker m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85429)

It’s easy to use and customer service are very helpful.

5
It’s easy to use and customer service are very helpful. PayPal also available on various platforms where you can always use it Reviewed on: 26th May 2025
Benedicta B's avatar
Benedicta B

PayPal credit is an easy way to spread payments with...

5
PayPal credit is an easy way to spread payments with notifications and reminders to make your monthly payments in order to avoid charges. Reviewed on: 26th May 2025
Donna M's avatar
Donna M

Love the option of having pay pay credit.

5
Love the option of having pay pay credit. So handy for larger purchases without having to finance elsewhere Reviewed on: 26th May 2025
Emma J's avatar
Emma J

All excellent service.

5
All excellent service. Easy to use. Easy to sort any problems all in all provides an excellent service Reviewed on: 26th May 2025
Jane S's avatar
Jane S

I use PayPal to keep my cards safe sometimes I pay u...

5
I use PayPal to keep my cards safe sometimes I pay using my card through PayPal and got larger items use PayPal credit they are the best . Even if you have a problem with retailer PayPal are quick to act and refund . Reviewed on: 26th May 2025
Norah J's avatar
Norah J

Top of top service and experiences

5
Never had anything but good experiences Reviewed on: 26th May 2025
Elmo's avatar
Elmo

It’s very easy to use and I’m always kept well infor...

5
It’s very easy to use and I’m always kept well informed. Reviewed on: 26th May 2025
Sarah M's avatar
Sarah M

Great service, Paypal pay in 3 is very helpful

5
Great service, Paypal pay in 3 is very helpful Reviewed on: 26th May 2025
Louise Phillips 's avatar
Louise Phillips

Easy and flexible

5
PayPal credit has helped with the flexibility on paying online. No fuss and simple to keep track on. Getting a direct debit set up was a little difficult but that turned out to be a issue with my bank. Reviewed on: 26th May 2025
Robert W's avatar
Robert W

Used PayPal for years,

5
Used PayPal for years, I wouldn't use any other service. Payment online is easy and secure Reviewed on: 26th May 2025
Steve c's avatar
Steve c

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