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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Very good experience with company ,good products

5
Very good experience with company ,good products Reviewed on: 9th June 2026

Excellent service I would recommend to anyone

5
Excellent service I would recommend to anyone Reviewed on: 9th June 2026

Excellent repayment flexibility

5
The flexibility to repay helps a lot. Reviewed on: 9th June 2026

PayPal credit has been just what I needed for me per...

5
PayPal credit has been just what I needed for me personally right now - I am more than satisfied. Simple, but informative with helpful reminders when needed. I use it regularly with no worries. It’s so easy to get started. Reviewed on: 9th June 2026

Using paypal...

5
I like to pay with pay pal as I know that it as excellent payment protection, The app is easy to navigate. when I’ve had problems the customer service team have always been polite and very helpful and also sorting the issues out for me. I always feel safe using this app Reviewed on: 9th June 2026

PayPal Credit was and is a excellent way to purchase...

5
PayPal Credit was and is a excellent way to purchase anything. No lenghty waiting for acceptance you even get Zero percent interest free on purchases. The choice of available ways to pay for anything you want to purchase is simply fantastic and it's a great way to purchase online. I have used all of the choices that are available using PayPal. Interest free credit using PayPal as a choice through Samsung and I got my mobile phone with extra money off with Samsung choices interest free over the choice I wanted to pay monthly my mobile was purchased from Samsung and you can't get better than that from a leading company to have PayPal as a way to purchase what you want on the interest free terms that suit your financial choice. PayPal take 3 is simply the best you purchase through PayPal and have the choice to take 3 monthly payments to purchase anything you want to buy from your online retailer absolutely a no brainer. The service you get using PayPal is faultless and easy to make the way you want to purchase online a quick and easy choice that is available should you wish to use PayPal. Reviewed on: 9th June 2026

Very useful and easy to use.

5
Very useful and easy to use. Has helped me get back on my feet Reviewed on: 9th June 2026

Always there when I need them never had any problems

5
Always there when I need them never had any problems Reviewed on: 9th June 2026

Quick and easy to use.

5
Quick and easy to use. Good communication and notifications from them, helps you to keep on top of your credit. The app makes things very simple. Reviewed on: 9th June 2026

I think PayPal is a very reliable and convenient pay...

5
I think PayPal is a very reliable and convenient payment method. Reviewed on: 9th June 2026

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