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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Have used paypal credit for years to help me with a...

Have used paypal credit for years to help me with a number of purchases. Pay in 3 and pay later at 0% within 4 months are great options Reviewed on: 9th June 2026

Fantastic experience everytime, love it

Fantastic experience everytime, love it Reviewed on: 9th June 2026

I would recommend PayPal, I have no problems whatsoe...

I would recommend PayPal, I have no problems whatsoever using PayPal Reviewed on: 9th June 2026

Easy to use !

PayPal is easy to use for me and the app makes it simple to manage everything in one place. I really like the new improvements. Also the PayPal credit cards is great as it comes with 4 month free interest, which I think should give you enough time to pay it back. Over all I highly recommend PayPal !! Reviewed on: 9th June 2026

Reliable and Convenient for Online Payments

I have been using PayPal for years for all my online shopping and it never disappoints. It’s incredibly easy to use, and I love that I can check out securely without ever having to share my credit card details directly with new merchants. Highly recommended for safe transactions!! Reviewed on: 9th June 2026

I have used PayPal for years.

I have used PayPal for years. I find it very convenient especially when I’m buying things on line. The credit option is very useful when buying more expensive items allows me to spread the cost. Reviewed on: 9th June 2026

It so simple and ALWAYS a go to for items...

It so simple and ALWAYS a go to for items i need Reviewed on: 9th June 2026

PayPal makes me feel safe buying online

PayPal makes me feel safe paying for products on line. Reviewed on: 9th June 2026

Good experience with paypal.

Don’t have any negative experience with paypal. It has been useful when buying things from Temu and I don’t have enough money in my account. Reviewed on: 9th June 2026

Easy and effective, good communication

Easy and effective, good communication Reviewed on: 9th June 2026

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