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PayPal: PayPal Credit reviews

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4.91
Based on 85,374 reviews, last reviewed 25th Apr 2026
3190600% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable payment method and my preferred way of paying Reliable payment method and my preferred way of paying Reviewed on: 25th April 2026
Flymo's avatar
Flymo

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85374)

Love my PayPal account, feels secure.

5
Interest free pay in three is excellent option for more expensive items. Very convenient and feels secure using it. I also like the timely notifications I receive. Love my PayPal account. Reviewed on: 26th May 2025
Gail's avatar
Gail

Been using PayPal credit for years now and I’ve neve...

4
Been using PayPal credit for years now and I’ve never had the need to use physical credit cards while shopping online. The 0% interest for 4 months service gives me time to spread out the cost of my purchases in my own time. Reviewed on: 26th May 2025
Kurtisr's avatar
Kurtisr

So easy to use

5
I have always found paypal easy to use and it is great you split the cost over a few months without having to pay any interest. Reviewed on: 26th May 2025
Anne W's avatar
Anne W

Spot on for Customer Service

5
Never had a problem with their customer service if I have needed to speak to them. Email communications seem to be spot on in my opinion. The system is easy to navigate & use so you know where you are regarding credit that you have on account. Reviewed on: 26th May 2025
A to Z's avatar
A to Z

PayPal credit is really easy to use and they give yo...

5
PayPal credit is really easy to use and they give you so many options. From 0% for 4 months or you can spread the cost. Perfect for everyones budget Reviewed on: 26th May 2025
Joe's avatar
Joe

Sometimes I'm offered pay in 3 and when I click on i...

4
Sometimes I'm offered pay in 3 and when I click on it it then says it's not avaliable. Why offer it to me then? While that's really frustrating I like having the opportunity to use the credit account. Just wish the interest rate was lower. Reviewed on: 26th May 2025
Ashley C's avatar
Ashley C

Great items from uk & oversea buyers & sellers, item...

5
Great items from uk & oversea buyers & sellers, items you don't normally think of, can be obtained, excellent platform either way, easy, self explanatory, easy to use, good use of privacy, offers and promotions eveytime, good for getting the best audience for your items, would definitely recommend. Reviewed on: 26th May 2025
Mark C's avatar
Mark C

Very easy to navigate, and a prompt response.

5
Very easy to navigate, and a prompt response. Reviewed on: 26th May 2025
Tony b's avatar
Tony b

I use PayPal a lot and find them easy to use and ver...

5
I use PayPal a lot and find them easy to use and very transparent. Great customer service and easy to deal with. Would recommend to family and friends. Reviewed on: 26th May 2025
Neil D's avatar
Neil D

It has helped me buy things without having to pay th...

5
It has helped me buy things without having to pay the whole amount in one go Reviewed on: 26th May 2025
Sandra R's avatar
Sandra R

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