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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

easy to use, great communication

easy to use, great communication Reviewed on: 9th June 2026

Service review

Good service, never had any issues. Very easy to use Reviewed on: 9th June 2026

The Stars say it all!

The Stars say it all! Nothing more to say. Reviewed on: 9th June 2026

Just great.

Just great. The open banking has helped me get the credit I deserve Reviewed on: 9th June 2026

I love Paypal.

I love Paypal. I was approved for a credit line when I needed a cash line. Reviewed on: 9th June 2026

I have been using PP for many years and it's always...

I have been using PP for many years and it's always a positive experience. Reviewed on: 9th June 2026

Best experience

I had a very good experience using PayPal credit, it met my expectations and beyond. Easy to use, many tools to keep control of everything. It’s just great Reviewed on: 9th June 2026

easy to use friendly and helpful

easy to use friendly and helpful Reviewed on: 9th June 2026

I have been using PayPal for around 20 years or more...

I have been using PayPal for around 20 years or more, ever since PayPal was born and I’m still loving every minute of it, it helps me make my payments faster and secure. Thanks PayPal for all the benefits come with it Reviewed on: 9th June 2026

PayPal ha gotten me out of sticky situations when ne...

PayPal ha gotten me out of sticky situations when needed most. Reviewed on: 9th June 2026

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