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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 85,292 reviews, last reviewed 25th Apr 2026
3183200% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

So far I have had a positive experience with PayPal. So far I have had a positive experience with PayPal. They were very quick to refund my money when I cancelled an airline ticket. Reviewed on: 25th April 2026
Chris T's avatar
Chris T

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85292)

Payments are incredibly slow.

1
Payments are incredibly slow. Sometimes take money from my bank account multiple times and it takes days to sort it out. Reviewed on: 26th May 2025
jBrVMfUAPW's avatar
jBrVMfUAPW

Straight forward and user friendly

4
Straight forward and user friendly method of getting credit, integrated with PayPal experience. Reviewed on: 26th May 2025
Jason F's avatar
Jason F

I have been with Paypal for years.

5
I have been with Paypal for years. It has saved me plenty in interest through 3 - 4 months interest free payments. Using Paypal is easy and stress free. Reviewed on: 26th May 2025
Angela O's avatar
Angela O

I haven't had a problem and I would highly recommend...

5
I haven't had a problem and I would highly recommend it to friends Reviewed on: 26th May 2025
LeeAnne L's avatar
LeeAnne L

Safe and easy to use .

5
Safe and easy to use . Feel free to be able to purchase products in a secure way with different options of paying . Also great I don’t have to fill in all my details Reviewed on: 26th May 2025
Lynn Parker's avatar
Lynn Parker

Great online purchase protection for peace of mind.

5
I use PayPal mainly because of the protection it offers when buying from unknown vendors. I also like very much the PayPal "pay later" feature which is a great financial help when you need to buy something urgently but don't have sufficent found for it. Reviewed on: 26th May 2025
Nino Micalizzi 's avatar
Nino Micalizzi

Great credit options!

5
I've been using PayPal for several years. It's quick and easy to send money to friends and family and I feel reassured when buying something from a company if I want a refund or wish to query a purchase. I often use the Pay in 3 option which helps spread large purchase payments and recently, I've also taken advantage of PayPal Credit which gives me a generous 4 month period to pay in full with no additional fees or interest. PayPal is a regular part of my financial life and I highly recommend it to everyone. Reviewed on: 26th May 2025
Fiona B's avatar
Fiona B

I've never had any problems with PayPal.

5
I've never had any problems with PayPal. Reviewed on: 26th May 2025
Ian McDonald's avatar
Ian McDonald

Used Paypal for many years , without a problem.

5
Used Paypal for many years , without a problem. It helps with numerous money related activities - No Risk Reviewed on: 26th May 2025
Tahir A's avatar
Tahir A

The best, Easy to use, and a reliable company

5
Easy to use, and a reliable company Reviewed on: 26th May 2025
Pollyana S's avatar
Pollyana S

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