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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

A Seamless Experience

No issues so far - a seamless experience - especially when the customer services team sorted out a recent issue involving a sunglasses scam with a refund being offered. Reviewed on: 9th June 2026

Very convenient and easy to use saves time and money.

Very convenient and easy to use saves time and money. Makes booking transport holidays and hotels easy Reviewed on: 9th June 2026

PayPal credit is helpful

I like to use the credit facility because it gives 4 months interest free and allows me to spread the cost of large purchases. Also the app makes it convenient. Reviewed on: 9th June 2026

Always here to help

I have been with PayPal for years and I have never had any complaints, always there to help Reviewed on: 9th June 2026

PayPal credit really useful for spreading out the cose.

I find PayPal credit really useful for spreading out the cost and knowing that my payments are secure. Reminders over email are handy but more useful via text. Reviewed on: 9th June 2026

I use PayPal last 7 year I’m very happy with PayPal...

I use PayPal last 7 year I’m very happy with PayPal service fast and easy excellent service Reviewed on: 9th June 2026

Helped out over a scam and gave me the information I...

Helped out over a scam and gave me the information I needed and confirmed it was a scam.I like the fact I can use pay pal to book air bnb holidays in advance and pay off monthly so when I go on holiday it’s all payed off Reviewed on: 9th June 2026

It’s all good

It’s all good no complaints always easy to use PayPal and have been quick and easy to deal with disputes Reviewed on: 9th June 2026

Excellent service/there when I need it

Excellent service/there when I need it Reviewed on: 9th June 2026

Generally straightforward and easy to make choices

Generally straightforward and easy to make choices Reviewed on: 9th June 2026

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