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PayPal: PayPal Credit reviews

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4.91
Based on 85,208 reviews, last reviewed 25th Apr 2026
3175400% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using paypal as a method of payment for my business. Using paypal as a method of payment for my business..I also use the card reader for mobile payments in conventions. Easy reports for audit n accounts ... Read more Reviewed on: 25th April 2026
Silvia's avatar
Silvia

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85208)

Been using them for twenty years and never had an is...

5
Been using them for twenty years and never had an issue. Great for micro transactions and sending money to the family Reviewed on: 26th May 2025
Tony H's avatar
Tony H

Really good it’s accepted with a lot of brands

5
Really good it’s accepted with a lot of brands Reviewed on: 26th May 2025
Leon E's avatar
Leon E

I'm happy for the option where you can pay in 3 with...

5
I'm happy for the option where you can pay in 3 without the interest. Otherwise I don't find application very user friendly as it's not clearly stated the interest I'm paying Reviewed on: 26th May 2025
Honest's avatar
Honest

Easy online payment options

5
Easy to understand and access credit online. Different payment options on each purchase with full control over payment option Reviewed on: 26th May 2025
Mal Crawford's avatar
Mal Crawford

Responsible lender with sensible credit limits

5
Responsible lender with sensible credit limits Reviewed on: 26th May 2025
mandy c's avatar
mandy c

Excellent and Reliable

5
Excellent and Reliable would recommend to use it Reviewed on: 26th May 2025
Rizwan i's avatar
Rizwan i

Great facility from Paypal

5
Very straightforward, easy to understand d. Quite to process. Also the app is excellent and the support team are brilliant at responding to any queries. Reviewed on: 26th May 2025
AmandaD's avatar
AmandaD

Customer service

5
Very helpful with resolving false charges on my account Reviewed on: 26th May 2025
Christian M's avatar
Christian M

Goods and Services.

5
It is specially very good to buy items from online, Facebook marketplace or eBay, if you scammed then report within time frame to PayPal and money will be refunded. This must be bought as goods and services otherwise it will not possible to refund. Other benefit is pay in 3 with out any interest rate or 0% interest for 4 months, if you qualify for any purchases. Reviewed on: 26th May 2025
Nandahang W's avatar
Nandahang W

Amazing !

5
Amazing from start to finish great app great website great company! Reviewed on: 26th May 2025
Antoni's avatar
Antoni

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