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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Ease of use, great, clear communication when payment...

Ease of use, great, clear communication when payments are due, fair apr Reviewed on: 9th June 2026

PayPal is my preferred creditor.

PayPal is my preferred creditor. The options it offers suit me. Pay in 3 or credit. Reviewed on: 9th June 2026

Always been straightforward, easy to understand and...

Always been straightforward, easy to understand and to use the app. Security is great Reviewed on: 9th June 2026

I have been using PayPal for over 20yrs and in the r...

I have been using PayPal for over 20yrs and in the rare occasion that I’ve had a problem with a purchase or payment they have dealt with everything perfectly Reviewed on: 9th June 2026

Totally Revamped

Im always used Paypal service payment option not just for the payment facilities but also for the layer of security. I very impressed with the quality of upgrade options created within the platform with physical Credit card and payment scheme to earn points well done for a nice of breath of fresh air. Reviewed on: 9th June 2026

Was very easy to apply and pay back

Was very easy to apply and pay back Reviewed on: 9th June 2026

Never had a problem

Never had a problem & very easy to use Reviewed on: 9th June 2026

Its confusing in the way theres a delay to be able t...

Its confusing in the way theres a delay to be able to pay the credit but customer service is good Reviewed on: 9th June 2026

Pay over time easy to use and works effortlessly.

Pay over time easy to use and works effortlessly. Reviewed on: 9th June 2026

Good customer service, help and quick response

Good customer service, help and quick response Reviewed on: 9th June 2026

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