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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It just works, no problems, no hassle

It just works, no problems, no hassle Reviewed on: 9th June 2026

Budget friendly way of paying for items.

Budget friendly way of paying for items. Good choices are available to suit your budget Reviewed on: 9th June 2026

Bought a tent form a seller on EBay..

Bought a tent form a seller on EBay, tent was not up to standard and had faded in the sun light only after a few days. Contacted seller and the would not help. Contacted PayPal and they sorted it out and got all my money back for me. Excellent customer service. Reviewed on: 9th June 2026

Is it just me, or is PayPal a literal lifesaver for...

Is it just me, or is PayPal a literal lifesaver for online shopping? Appreciate how it safeguards your money until shipment is confirmed. It doesn't just instantly hand your cash over to a stranger like regular cards do. That extra layer of security gives me total peace of mind. Reviewed on: 9th June 2026

Paypal credit helps me out

Paypal credit helps me out especially when buying concert tickets and i don't have the money at hand Reviewed on: 9th June 2026

Seamless and efficient

Payments and transfers are instant and the pay in 3 options are excellent as is the PayPal credit card.Great app gives you full control. Reviewed on: 9th June 2026

PayPal is so easy to use for purchasing goods.

PayPal is so easy to use for purchasing goods. Reviewed on: 9th June 2026

First class service every time and quick to respond

They always give a first class service every time and easy and quick to use and response time is excellent. Reviewed on: 9th June 2026

Easy to use app and good offer and pay in instalment...

Easy to use app and good offer and pay in instalments without any interest. Reviewed on: 9th June 2026

I've been using PayPal for many years.

I've been using PayPal for many years. It always does everything I need. It does it quickly and efficiently. The customer service is top notch. Quick and responsive. The PayPal credit and pay-in-three are very helpful. Reviewed on: 9th June 2026

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