Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 85,110 reviews, last reviewed 25th Apr 2026
3166200% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like PayPal credit I like PayPal credit as it gives you 4 months interest free. I think it should be more than 4 months for those who have been using PayPal credit for o... Read more Reviewed on: 25th April 2026
Natasha WJ's avatar
Natasha WJ

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85110)

Pay pal helping me and my family a lot for buying wh...

5
Pay pal helping me and my family a lot for buying what the family needs and we can pay it later or for three instruments Reviewed on: 26th May 2025

Using Paypal is easy excellent service.

5
The app is excellent and very easy to use all round good service. Reviewed on: 26th May 2025

Great response to problems Problems solved quickly

5
Great response to problems Problems solved quickly Reviewed on: 26th May 2025

Simple and easy to use for everything from food shop...

5
Simple and easy to use for everything from food shopping through to DIY. Fast and easy with good security on payments Reviewed on: 26th May 2025

Paypal has been a good and easy payment system for me.

5
Paypal has been a good and easy payment system for me. Few occasion where i have had to contact them due to fraudulent payment or charging, they have been very helpful in getting me my money back. Reviewed on: 26th May 2025

They have improved their online experience tremendou...

5
They have improved their online experience tremendously. The system is very easy to use ,and is totaly transparent. Very fast at moving money around . Your accounts are very easy to manage. Also ,security is excellent. No need to keep typing your card numbers in when purchasing items. It is much better and faster and more flexible than my online banking system. I recommend PAYPAL to everyone ,100%. Reviewed on: 26th May 2025

Always there when I need the extra help

5
Always there when I need the extra help Reviewed on: 26th May 2025

Whenever I have had to contact PayPal, the service h...

5
Whenever I have had to contact PayPal, the service has always been friendly, helpful and easy. I have never been disappointed. Calls are asnwered quickly, never had to wait along time for my call ti be answered. Overall experience has was been great Reviewed on: 26th May 2025

My experience with PayPal is extremely excellent bec...

5
My experience with PayPal is extremely excellent because I’m able to use pay pal credit to not only boost my credit score but to get things I need and pay it back still having plenty time to pay it back when I get payed again. Reviewed on: 26th May 2025

Paypal is the best

5
Nothing comes close! i use it for daily transactions and very easy to use! Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review