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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Have always treated me fairly when it comes to payin...

Have always treated me fairly when it comes to paying back my money - increasing my limit or making sure I am able to afford my repayments. Reviewed on: 9th June 2026

Very convenient & available at right time

Very convenient & available at right time Reviewed on: 9th June 2026

Paypal has been no problem

I have never had a problem with PayPal. Anything needed sorting out was done promptly and satisfactorily Reviewed on: 9th June 2026

I had a great experience using PayPal Credit.

I had a great experience using PayPal Credit. The application process was quick and straightforward, and it provided a convenient way to manage larger purchases. The payment options were flexible, and I found it easy to keep track of my account through PayPal. Overall, it has been a reliable and helpful financial tool that made online shopping more convenient. Reviewed on: 9th June 2026

I think it’s a good service but sometimes it can be...

I think it’s a good service but sometimes it can be really difficult to explain your point to people when English is not there 1st language Reviewed on: 9th June 2026

Amazing, when communicating on the phone problems al...

Amazing, when communicating on the phone problems always get resolved Reviewed on: 9th June 2026

Customer service is excellent.

Customer service is excellent. They go out of there way to be helpful. Any problems are sorted quickly. Reviewed on: 9th June 2026

Brilliant

Everything is quick and easy, from buying to making a payment Reviewed on: 9th June 2026

Very useful and comes in handy when you haven’t budg...

Very useful and comes in handy when you haven’t budgeted properly. Reviewed on: 9th June 2026

5 Star service.

Never had a problem with PayPal it's self but with sellers and PayPal sorted it out and got me a refund so 5 star service. Reviewed on: 9th June 2026

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