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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

No issues, works simply and instantly.

No issues, works simply and instantly. All clear on the app Reviewed on: 9th June 2026

PayPal makes it easy to manage your finances, they a...

PayPal makes it easy to manage your finances, they are easy to use and their customer service is excellent. Their rates are reasonable. Reviewed on: 9th June 2026

Interest Free Credit..... if used wisely.

Excellent value, Great way to use a credit card without paying interest, I am able to produce a four month budget to pay off the credit balance. I have done this many times and have yet to pay a penny of interest. Reviewed on: 9th June 2026

Very reliable company and a pleasure to use

Very reliable company and a pleasure to use Reviewed on: 9th June 2026

Easy to use

Very easy to use interface, and very easy to keep on top of your payments Reviewed on: 9th June 2026

Great way to spread the cost and reasonable interest...

Great way to spread the cost and reasonable interest charges Reviewed on: 9th June 2026

Queries answered in good time and helpful

Queries answered in good time and helpful Reviewed on: 9th June 2026

Easy to follow app for spending and payment

Very easy to understand and follow your spending on the app. Various payment system via direct debit, pay via app, pay minimum or as much as you want each month. Reviewed on: 9th June 2026

That extra Month is useful!

I've been using PayPal for several years, never had any issues with the service. PayPal Credit gives me that extra bit of time to fund my purchases. Reviewed on: 9th June 2026

fast snd efficent , excellent service

fast snd efficent , excellent service Reviewed on: 9th June 2026

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