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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181041 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181041)

Always available

PayPal credit and other options have never let me down. Always available when needed Reviewed on: 9th June 2026

Very easy forward to apply , as ll information is cl...

Very easy forward to apply , as ll information is clear in the app Reviewed on: 9th June 2026

Great product

Paypal Credit is easy to use and accepted by most retailers. The app is accessible and easy to navigate. Reviewed on: 9th June 2026

I use pay pal when ever I get the option.

I use pay pal when ever I get the option. It is quick and simple, and I know that if there are any issues with the purchase, pay pal is there to assist me getting a refund. This has happened on a couple of occasions and they sorted the issue Reviewed on: 9th June 2026

Very good

Trusted, friendly , easy to use , Reviewed on: 9th June 2026

Brilliant company

Great service easy to use customer service is excellent if you have a problem it easy to sort out Reviewed on: 9th June 2026

Good facility for making payments online

I find it convenient to use, I use both the credit facility and the pay in 3 both offer interest free payments. My only criticism is it’s impossible to get hold of customer services personally if you have a problem and that is why I have given lower ratings. Sometimes you just need to speak with a human to be able to explain your problem. Reviewed on: 9th June 2026

PayPal Credit functions as a reusable digital line o...

PayPal Credit functions as a reusable digital line of credit attached to your PayPal account. It allows you to quickly spread the cost of purchases or manage larger expenses, offering flexibility with no plastic card required.0% Interest on Large Purchases: Get 0% interest for 4 months on single transactions of £99 or more (or $149+ in the US).Zero Annual Fee: Enjoy a credit line with no annual maintenance charges.Flexible Instalments: Access tailored, fixed-term repayment plans directly through the PayPal checkout at participating merchants.Buyer Protection: Eligible online purchases made with PayPal Credit are covered by PayPal Buyer Protection, safeguarding you if items don't arrive or differ from their description.Reusable Line of Credit: Once approved, your credit limit is stored in your PayPal wallet and can be reused for future transactions. Reviewed on: 9th June 2026

Great convenient service, easy to use clear T&Cs

Great convenient service, easy to use clear T&Cs Reviewed on: 9th June 2026

Good options to pay.

An efficient way to pay for large purchases. Reviewed on: 9th June 2026

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