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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,883 reviews, last reviewed 25th Apr 2026
3144500% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfection Very easy to use, for 10yrs+ never had any problems with PayPal. Reviewed on: 25th April 2026
Oksana A's avatar
Oksana A

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84883)

Happy with the service, would recommend

5
Happy with the service, would recommend Reviewed on: 26th May 2025
CMN's avatar
CMN

PayPal Credit simple and easy to use

5
My Computer stopped working and it is critical for work. PayPal Credit got me out of a bind and I used it over 4 months. It's simple and easy to use with most retailers. Reviewed on: 26th May 2025
Steven A's avatar
Steven A

Good experience with paypal products

5
Good experience with paypal products Reviewed on: 26th May 2025
Sarah's avatar
Sarah

Very easy straightforward process, all information v...

5
Very easy straightforward process, all information very clear and up to date Reviewed on: 26th May 2025
Piotr C's avatar
Piotr C

So easy to use, convenient and very helpful.

5
So easy to use, convenient and very helpful. Unlike others PayPal has many options of instalments. Customer service is very professional and helpful Reviewed on: 26th May 2025
Aejaz's avatar
Aejaz

Alternative to cash

5
PayPal credit is very good for me, it helped me to make purchase in way that I wouldn't be able to, if I haven't had PayPal account. I would recommend it to anyone. Reviewed on: 26th May 2025
Sonia B's avatar
Sonia B

IPayPal credit: easy and affordable

5
I've found PayPal credit very useful, especially their pay in 3, which comes in handy for spreading the cost of a purchase without paying any interest. Although this isn't unique to PayPal it's a great option from such a well known and trusted provider. Also as a PayPal customer for other services the application was simple ans easy. Reviewed on: 26th May 2025
Calum A's avatar
Calum A

EASY TO USE

5
EASY TO USE FRIENDLY AND I FEEL I AM IN CONTROL Reviewed on: 26th May 2025
PHILIP S's avatar
PHILIP S

PayPal A**

5
I use PayPal as much as I possibly can, I trust it and it’s so flexible. It’s reliable and I can practically use it on most things online. Reviewed on: 26th May 2025
Rebecca C's avatar
Rebecca C

No issues, no problem.

5
No issues, no problem. Trust worthy company and feel secure using them Reviewed on: 26th May 2025
Clare R's avatar
Clare R

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