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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84816 reviews)

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4.90

Based on 84,816 reviews, last reviewed 25th Apr 2026

3138300% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has helped me when I needed it PayPal has helped me when I needed it Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84816)

Its good service but very expensive at higher orders.

Its good service but very expensive at higher orders. Moroever its mot there internationally like pakistan and many customers cant use it Reviewed on: 26th May 2025

Pay Credit

I've had limited but nonetheless positive experiences with PayPal credit. Very simple to use and repayments are reasonable. Reviewed on: 26th May 2025

Easy and simple to access PayPal credit and I like h...

Easy and simple to access PayPal credit and I like how you can keep track of how much you owe and what you've paid off Reviewed on: 26th May 2025

I’ve never had a problem with using PayPal credit.

I’ve never had a problem with using PayPal credit. Always smooth transactions. Reviewed on: 26th May 2025

PayPal offers a very flexible payment method with a...

PayPal offers a very flexible payment method with a good line of credit available should I need it. Reviewed on: 26th May 2025

3 interest free payments

The flexibility to purchase goods that would normally be out of your budget. The interest free 3 months payment allows you to buy items and pay in 3 installments. Reviewed on: 26th May 2025

Very easy better than cardit cards

Very easy better than cardit cards Reviewed on: 26th May 2025

Pay in 4 and full credit - convenient

Pay in three, interest free credit as well as full credit agreements with reasonable APR for small purchases. Typically better than putting it on your cresit card too. Very convenient. Really useful for when a website accepts PayPal but doesn't have a line of credit of its own. Reviewed on: 26th May 2025

PayPal is so great to use and makes shopping so much...

PayPal is so great to use and makes shopping so much easier. With variable payment choices nobody can match. I've never had any problems or issues with PayPal and it is always the forfront of my shopping Reviewed on: 26th May 2025

Great all round service

As PayPal is used nearly everywhere I have been able to use it everywhere I shop. I know it is safe and secure. My transactions with others are insured so I do not have to worry. I have used the pay in 3 many times as it is convenient especially when money is a bit tight and I need something. PayPal credit is also great for the costlier things with the 4 months interest free. An all round great service. Only used customer care once and they were fantastic and solved the problem fast. Will continue to use and tell others about it. Reviewed on: 26th May 2025

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