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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

If there is an problem PayPal is on it

If there is an problem PayPal is on it and they solve it within days , customer service is also very good helpful and polite, it’s also easy to send money and receive money specially from abroad highly recommended PayPal Reviewed on: 9th June 2026

Very good customer interest free option is very good!

Very good customer interest free option is very good! Reviewed on: 9th June 2026

The trusted option at every checkout!

Its just such an easy option to choose at checkout, plus you have the added benefit of transparency & understandability, PayPal outline the need to know things clearly which gives peace of mind and control of your finances! Reviewed on: 9th June 2026

Easy & secure payment & finance platform!

Easy to use platform with suitable payment, finance and offers for everyone. Makes life and living so affordable and is my go to for whenever I make a purchase or want to treat myself. Love the ease if access, security and peace of mind PayPal gives me. Reviewed on: 9th June 2026

Paypal Works!

Paypal is reliable, secure and free from glitches and other problems. Always works a treat. Reviewed on: 9th June 2026

Never had an iussue with paypal, safe, secure and re...

Never had an iussue with paypal, safe, secure and reliable Reviewed on: 9th June 2026

Trustworthy, easy and convenient

I ama regular user of PayPal credit because it’s easy, convenient and I trust it. Reviewed on: 9th June 2026

I’ve had PayPal Credit for several years and have al...

I’ve had PayPal Credit for several years and have always had a great experience. It’s easy to use, payments are straightforward to manage, and the flexibility it provides for larger purchases is really helpful. The integration with PayPal makes checkout quick and convenient. I’ve found it to be a reliable and useful credit option, and I would happily recommend it to others. Reviewed on: 9th June 2026

Never had any issues

Never had any issues. If on the rare occasion I have needed to contact the customer service team, they have been very helpful. Reviewed on: 9th June 2026

Convenient to use.

Convenient to use. Great value for money and protects major purchases Reviewed on: 9th June 2026

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