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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

PayPal is a great payment carrier

PayPal is a great payment carrier, and I also use their credit facilities that work very well and have a competitive interest rate. More online retailers should accept PayPal Reviewed on: 9th June 2026

Easy to access and manage and view great app

Easy to access and manage and view great app Reviewed on: 9th June 2026

PayPal 4 month

super bez problemu moge dokonywac zkupow i placic po 4 miesicachGreat, I can make purchases and pay after 4 months without any problems Reviewed on: 9th June 2026

Paypal credit is very easy to set up and stay on top...

Paypal credit is very easy to set up and stay on top of the limit. The customer support has been great when there have been issues with purchases. Reviewed on: 9th June 2026

you can relax with PayPal

I have used PayPal for many years and always had a good experience, any problems with sellers they will sort the problem and the communication is second to none, altogether a good safe experience and highly recommended Reviewed on: 9th June 2026

Allows me to purchase items and spread the cost, tha...

Allows me to purchase items and spread the cost, that I would not normally be able to purchase. Reviewed on: 9th June 2026

Paypal is a quick and easy way to pay!

PayPal credit has always been an easy and quick means for purchases, the flexible limit and the limit increase offers help so much. For me the interest deals are really good and helpful for the larger purchases I’ve made. And the fact you can use PayPal credit on most websites is super handy. Reviewed on: 9th June 2026

It’s been more than 13 years mme using PayPal credit...

It’s been more than 13 years mme using PayPal credit excellent service always handy one click away and of course when u do not have cash plenty of time to pay back Reviewed on: 9th June 2026

Pay Pal is perfect I like most is...

I have used PayPal for years and what I like most is the security of paying merchants and not revealing my card details .In also like the period of interest free. Credit on certain transactions easy to pay for large items like holidays Reviewed on: 9th June 2026

Been using PayPal since its inception on Ebay

Been using PayPal since its inception on Ebay and have always had excellent service with absolutely no complaints and the complaints and the disputes centre is easy to negotiate and the outcomes generally very fair and quick. Reviewed on: 9th June 2026

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