Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181043)

Brilliant service

5
So easy and safe to use. Also good to have more time to pay and the pay in 3 is very useful. Reviewed on: 9th June 2026

In PayPal you can trust x

5
Really amazing and easy to use with everything explained really well.Appreciate the easy set up and instructions. Reviewed on: 9th June 2026

Very easy and pleasant .

5
Very easy and pleasant . Customer service always there to help Reviewed on: 9th June 2026

Lots of possibilities

5
I have mat tailored ways to pay back either pay in 3 or credit or simply as a means of pay which is more protected! Reviewed on: 9th June 2026

Easy to use and accepted in most places

5
Easy to use and accepted in most places Reviewed on: 9th June 2026

Review of paypal

5
Instructions on how to use are easy and also easy to keep track of payments Reviewed on: 9th June 2026

PayPal for all purchases

5
I always use PayPal for all my purchases, the reasons are clear, the credit account where I can pay in 3 payments with no interest and I can pay monthly for more expensive items, but still no interest if paid in a certain time period, also the resolution centre if I have any problems ensure that all my transactions are safe. Reviewed on: 9th June 2026

Easy & Flexible

5
I think it's easy to use, flexible and very handy for unplanned larger purchases. Reviewed on: 9th June 2026

Good with zero percent offers

5
I like the ability to pay in 3 at no cost and the 4 month interest free offers. The interest rate is also very good when you do have to pay. Reviewed on: 9th June 2026

I always have a good experience when using PayPal Cr...

5
I always have a good experience when using PayPal Credit. It’s simple and easy to use and I feel it’s a safe way to pay online. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101211 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products