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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

ive used paypal and paypal credit for a while now

ive used paypal and paypal credit for a while now and never had any issues Reviewed on: 9th June 2026

PayPal app

I’ve been using the PayPal app for years, and it remains my go-to for sending money to friends and shopping online. The interface is clean, transactions are lightning-fast, and I love the peace of mind that comes with their buyer protection Reviewed on: 9th June 2026

Good all rounder of a card

Never had a problem, does what is supposed to do. My only issue is I don't think you get enough points when using your credit card via PayPal Plus. Reviewed on: 9th June 2026

Like the 0% for three months.

Like the 0% for three months. It’s v useful also customer service and payer protection is excellent Reviewed on: 9th June 2026

Fast and Reliable

Always fast and reliable. Any issues customer service always sort out for me Reviewed on: 9th June 2026

Useful line of credit with 4 months interest free

Useful line of credit with 4 months interest free Reviewed on: 9th June 2026

I have had Paypal for years and have used credit wit...

I have had Paypal for years and have used credit with no problems at all,highly tecommend. Reviewed on: 9th June 2026

I have been using PayPal for many years now and they...

I have been using PayPal for many years now and they have always been there for me , with PayPal credit or pay in three. Also any issues with a purchase have been efficiently and swiftly dealt with. I highly recommend PayPal . Reviewed on: 9th June 2026

It’s been great always.

It’s been great always. It’s helped me plan my finances and sort things out. The customer service team are so friendly and eager to help. Also getting the physical card has completely changed things for me in a positive way Reviewed on: 9th June 2026

Very useful and easy to access/manage

Paypal credit is very useful to me. Helps a lot when in need and easy to cover up the debt as very flexible and time friendly. Reviewed on: 9th June 2026

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