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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84783 reviews)

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4.90

Based on 84,783 reviews, last reviewed 25th Apr 2026

3135100% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Highly recommended. Always good and informative whenever I have an issue or question regarding my credit account. They go above and beyond to ensure you get the ins and o... Read more Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84783)

Years of great service!

Years of great service! Always there when you need them. Reviewed on: 26th May 2025

Good servie

Never had any issues ,always very helpful when you call Reviewed on: 26th May 2025

Very easy to setup and use,

Very easy to setup and use, great customer service if there's a problem Reviewed on: 26th May 2025

Peace of mind

In a shopping world where there are so many scams and pitfalls it feels really safe to see the PayPal icon appear. Peace of mind is worth a lot! Reviewed on: 26th May 2025

Would be more helpful if customers could direct paym...

Would be more helpful if customers could direct payments towards special offers i.e. payments for concert tickets before the deadline for increased charges. Reviewed on: 26th May 2025

Great service

PayPal credit makes keeping on top of my finances easy. Very simple to use and with no interest it means I’m never paying too much for the things I need. Reviewed on: 26th May 2025

I have used the pay in three facility for years maki...

I have used the pay in three facility for years making all my online purchases with this. I have also taken advantage of specials ie I purchased my phone using PayPal's 10 payments with no interest. What nore could you ask for? Reviewed on: 26th May 2025

So convenient

So convenient if cash is a little low, saves having to wait for something i need/want Reviewed on: 26th May 2025

Excellent experience.

Excellent experience. Never been any issues. Reviewed on: 26th May 2025

USED PAYPAL FOR YEARS LOVELY STAFF GREAT PRODUCTS QU...

USED PAYPAL FOR YEARS LOVELY STAFF GREAT PRODUCTS QUICK AND EASY PAYMENTS WHEN EVER YOU WANT THEM I WOULD RECOMMEND PAYPAL TO ANYONE Reviewed on: 26th May 2025

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