Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181043)

Very easy to use and to understand how it works...

5
Very easy to use and to understand how it works Reviewed on: 9th June 2026

All round great service!

5
Easy to use and great service and gave me a great amount of credit to start with so overall I am extremely happy with this service Reviewed on: 9th June 2026

Secure and Worry Free

5
I find using PayPal for online purchases very secure and worry free, I trust them. Reviewed on: 9th June 2026

Paypal Credit is super simple to use!

5
Paypal Credit is super simple to use! Highly recommended. Reviewed on: 9th June 2026

PayPal, your daily lifesaver.

5
When you think about something reliable, think PayPal, excellent customer service, that's PayPal, borrowing and paying at your own time, its PayPal, no flooded emails and pressure on you to pay back, that is PayPal. When you think money or credit with comfort, you just think about PayPal. PayPal makes life safer. Reviewed on: 9th June 2026

Very reasonable, easy going

5
Very reasonable, easy to use services, easily contactable. Reviewed on: 9th June 2026

Good service that gives financial flexibility and se...

5
Good service that gives financial flexibility and security. Reviewed on: 9th June 2026

I have been using paypal for many years.

5
I have been using paypal for many years. I feel more protected when using paypal.I love the different credit options as well. Reviewed on: 9th June 2026

PayPal is an excellent platform for secure payments...

5
PayPal is an excellent platform for secure payments and is also very convenient for installment payments. I appreciate the regular updates and notifications I receive, which help me stay informed about all activities on my account. In the five years I have been using PayPal, I have never experienced any problems with their service. Their staff handle complaints professionally and respond promptly, both in taking action and providing feedback. Overall, I am very satisfied with PayPal's reliability and customer service. Reviewed on: 9th June 2026

Very easy service to use, with great offers, very tr...

5
Very easy service to use, with great offers, very transparent, I use it all the time ! Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101212 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products