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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I’ve used it for buying in thee months payment 0% in...

I’ve used it for buying in thee months payment 0% interest Reviewed on: 9th June 2026

Easy to use with Apple Pay

Easy to use with Apple Pay and easy to apply for. Also I like that I get points I can actually use when I spend. Reviewed on: 9th June 2026

Even Better

Works well - with new debit card rewards it's now even better. Reviewed on: 9th June 2026

Paypal the very best

I have used PayPal credit for some time they are so easy to deal with and make my transactions very smooth I would not hesitate to recommend PayPal to anyone. Reviewed on: 9th June 2026

After being hacked Pay pal were very understanding a...

After being hacked Pay pal were very understanding and helpful. Made me feel at ease while things were sorted with no charges Reviewed on: 9th June 2026

Fast , no fuss.

Fast , no fuss. In a few clicks the process is done. Clear and informed all along. Reviewed on: 9th June 2026

Safe and easy.

Easiest safest way to pay for items.and if anything happens with company or seller,PayPal will always look into and help sort problems. Reviewed on: 9th June 2026

Everything went straight away and quickly

Everything went straight away and quickly Reviewed on: 9th June 2026

Always a simple transaction, PayPal Credit helps smo...

Always a simple transaction, PayPal Credit helps smooth out life's bumps - with the peace of mind that comes from knowing your purchases are protected. Reviewed on: 9th June 2026

It's great for finance especially interest free and...

It's great for finance especially interest free and urgent purchases. Reviewed on: 9th June 2026

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