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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84712 reviews)

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4.90

Based on 84,712 reviews, last reviewed 24th Apr 2026

3128900% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very accessible. Very accessible. Easy to use and reliable Reviewed on: 24th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84712)

Overall the service is very good

Overall the service is very good Reviewed on: 26th May 2025

Safe and secure using PayPal.

Easy to use and secure. It's understandable to want to feel safe and secure while shopping online, especially when using PayPal. Your peace of mind is important, and taking steps to protect your information can really help. Reviewed on: 26th May 2025

Excellent service

Excellent service, easy to use, peace of mind. Reviewed on: 26th May 2025

I felt the PayPal credit was easy to setup and manag...

I felt the PayPal credit was easy to setup and manage and even pay back early Reviewed on: 26th May 2025

Always use PayPal, excellent service and very easy t...

Always use PayPal, excellent service and very easy to use. Reviewed on: 26th May 2025

Easy to use hassle free convenient payment options i...

Easy to use hassle free convenient payment options if needed sucj as pay in 3 , credit or just linking to your bank . Easy secure never had any issues Reviewed on: 26th May 2025

Helps spread the cost of living with various ways to...

Helps spread the cost of living with various ways to pay and option to spread cost over 3 pr 4 months interest free Reviewed on: 26th May 2025

I started using PayPal Credit instead of my credit c...

I started using PayPal Credit instead of my credit cards on large purchases. Have found it easier to keep track of my payments & also is a big plus to use the pay in 3 option as well as some promotional rebates either some retailers Reviewed on: 26th May 2025

A fab credit tool

Great help with buying larger items with Pay in Three and generally good easy to use credit arrangement. Reviewed on: 26th May 2025

I have used PayPal for years

I have used PayPal for years and only ever had great experience Reviewed on: 26th May 2025

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