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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

I find the app terrible.

I find the app terrible. It is very hard to see what I owe, when money is due to be paid out and how to change what card it comes out of. Reviewed on: 9th June 2026

Always had a great experience, great way to spread t...

Always had a great experience, great way to spread the cost and make life more manageable Reviewed on: 9th June 2026

PayPal service is excellent and a credit to them stop

The whole process with using PayPal is always an easy and very smooth transaction whether it is PayPal credit, PayPal pay in three or using my PayPal credit card. When I need help or assistance, the PayPal customer service is always really good.. Reviewed on: 9th June 2026

Really smooth process to deal with, no faults.

Really smooth process to deal with, no faults. Reviewed on: 9th June 2026

Convenient and confident

Easy, accessible, more ways and places are being added, simple , quick and convenient Reviewed on: 9th June 2026

Slow transaction updates in the app and on website.

Slow transaction updates in the app and on website. Lack of clarity of process used Reviewed on: 9th June 2026

Just like paypal feels good to know your safe.

Just like paypal.feels good to know your payment is safe Reviewed on: 9th June 2026

Love the new loyalty program

I enjoy shopping through PayPal and collecting points. Also great discount offers with some retailers! Reviewed on: 9th June 2026

Excellent service.customer review

Excellent service and efficient application Reviewed on: 9th June 2026

It has been good .

It has been good . I have been a customer for years and my credit limit is always manageable Reviewed on: 9th June 2026

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