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PayPal: PayPal Credit reviews

4.90
Based on 84,645 reviews, last reviewed 24th Apr 2026
3123000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal great for all Paypal is great, very versatile in what they offer their customers, intergrstion with online shops is excellent. Reviewed on: 24th April 2026
Jack D's avatar
Jack D

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84645)

Credit easy to setup and use.

5
Credit easy to setup and use. A good option for purchases. I especially like the pay in 3 option. Reviewed on: 26th May 2025

Easy to use and allows you to auto accept credit inc...

5
Easy to use and allows you to auto accept credit increase or not tell you also allows you to select different interest rates etc Reviewed on: 26th May 2025

Perfect .

5
Perfect . They are the best . it’s nothing you can ask more Reviewed on: 26th May 2025

Couldn't be simpler

5
very easy, very convenient...no downsides. Pay in 3 is great Reviewed on: 26th May 2025

Simple to use PayPal credit

5
Simple to use PayPal . credit very good rates and clear information given on all credit arrangements Reviewed on: 26th May 2025

Quick and efficient - no questions just click and so...

5
Quick and efficient - no questions just click and sorted Reviewed on: 26th May 2025

I've been using the company over 20 years, and recen...

5
I've been using the company over 20 years, and recently added paypal credit to my account, which I find very useful to spread the cost of items over a longer period. Reviewed on: 26th May 2025

Excellent service never have any problem easy to pay

5
Excellent service never have any problem easy to pay Reviewed on: 26th May 2025

A great secure way to pay.

5
Great and many easy ways to pay with added security. Reviewed on: 26th May 2025

Website easy to use.

5
Website easy to use. Fast response from customer service when I've contacted them. Reviewed on: 26th May 2025

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