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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181044)

It has been good .

5
It has been good . I have been a customer for years and my credit limit is always manageable Reviewed on: 9th June 2026

Alway there.

5
Alway there. Never any problems with purchases, and always available to assist if required Reviewed on: 9th June 2026

Good thanks helpful and convenient

4
Good thanks helpful and convenient Reviewed on: 9th June 2026

Excellent and quick service.

5
Excellent and quick service. I haven’t had any issues so far Reviewed on: 9th June 2026

Best for instant payment and interest free paym...

5
Very good for instant payment and interest free payment plan!! Reviewed on: 9th June 2026

0% interest for 4 months is good, that gives you the...

5
0% interest for 4 months is good, that gives you the opportunity to pay off quickly without incurring additional charges Reviewed on: 9th June 2026

Was the top fast and easy.

5
Was the top fast and easy. I love it. :) Reviewed on: 9th June 2026

I find it very easy to use, like the points and find...

4
I find it very easy to use, like the points and find it easy to make repayments. Reviewed on: 9th June 2026

The Ultimate option for flexibility!

5
I've used Paypal credit for all sorts of purchases and it's great to have the option to extend payment over an extended period without ridiculous charges Reviewed on: 9th June 2026

Quick, clear and easy to follow.

5
Quick, clear and easy to follow. It's my go to for friends and family money help. Reviewed on: 9th June 2026

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