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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,557 reviews, last reviewed 24th Apr 2026
3114700% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelent service I love using PayPal. It is easy to use for personal life and for business as well. I use almost daily PayPal and it is always easy to use anywhere I a... Read more Reviewed on: 24th April 2026
Elena D S's avatar
Elena D S

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84557)

Best experience

5
Been with them for years always seamless and great customer service. Team always on hand when I’ve needed help with a purchase. Credit options used many times. Seamless experience when selected as payment method upon check out from a number of websites Reviewed on: 26th May 2025
Kash A's avatar
Kash A

0% deal.

5
0% deal.... what's not to like. A trusted site with security at its forefront. Easy to use, no complicated conditions. Made my purchase really affordable Reviewed on: 26th May 2025
Ken McKillop 's avatar
Ken McKillop

Easy to use and very helpful when you need help...

5
Easy to use and very helpful when you need help Reviewed on: 26th May 2025
Patricia S's avatar
Patricia S

Lots of payment options!!!

5
I have been using PayPal credit for quite some time and to be able to chose from 0% over 4 months or chose to pay up to 24 months is ideal for large and small purchases. Having payment protection adds peace of mind Reviewed on: 26th May 2025
Deon G's avatar
Deon G

Life saving credit!

5
PayPal has been critical for those times where life catches you out. New tires, emergency D.I., you name it. Having PayPal to fall back on when times are tough is perfect and has saved me a number of times! Reviewed on: 26th May 2025
Tristan J's avatar
Tristan J

Secure online transactions

5
For online transactions PayPal is secure and reliable Reviewed on: 26th May 2025
Shafaat H's avatar
Shafaat H

When I arrived in the UK PayPal was the first accoun...

4
When I arrived in the UK PayPal was the first account that I opened and I started with it and staying with it until now. Good customer service and good offer Reviewed on: 26th May 2025
Mahdi L's avatar
Mahdi L

Perfect, Protective Payment

5
Excellent way to pay, very fair and simple to use. Customer service is easy to access and I've always had any issues resolved quickly. 4 months interest free makes repayments much more affordable and less stressful. I can trust this service and the email communication is great and the app is very easy to use and follow. When I scheduled a payment to my PayPal credit it is taken within the agreed timeframe so there are no surprises. Great payment method, thoroughly recommended! Reviewed on: 26th May 2025
Steven's avatar
Steven

Just works - no complaints

5
No issues with credit service. 4 months to pay is really helpful. Would be nice to see them listed by initial purchase date. Overall happy to continue using it Reviewed on: 26th May 2025
Simon's avatar
Simon

Brilliant to have for those Rainy Days!

5
It’s great to have it just especially for these really necessary purchases. You can repay as much/little as and when you in repayments very flexible to manage. Reviewed on: 26th May 2025
A Bell's avatar
A Bell

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