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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181044)

When I shop I mainly use PayPal for ease and securit...

5
When I shop I mainly use PayPal for ease and security and added bonus is PayPal credit Reviewed on: 9th June 2026

I've been using PayPal for several years and have al...

5
I've been using PayPal for several years and have always had a great experience. Payments are fast, secure, and easy to make. The buyer protection gives me extra confidence when shopping online. Highly recommended! Reviewed on: 9th June 2026

It's a good way of paying for everything and that we...

5
It's a good way of paying for everything and that we have the possibility to pay in 3 Reviewed on: 9th June 2026

Easy and efficient all transactions

5
Easy and efficient all transactions Reviewed on: 9th June 2026

ECredit were credits due

5
Easy to use online and easy to get help on the phone Reviewed on: 9th June 2026

Good service

5
They offer a good credit limit. Are very good if something goes wrong with one of your payments, really friendly and helpful customer service. Offer advice and help if you’re struggling. Reviewed on: 9th June 2026

PayPal Credit does everything we need it too.

5
PayPal Credit does everything we need it too. It helps us to spread large spends over a sensible period of time without incurring interest charges. PayPal Credit enables us to manage our cashflow and to buy things that we would otherwise be unable to afford on a day-to-day basis. By paying via Direct Debit it also ensures that we don't fall into the "debt trap". Reviewed on: 9th June 2026

I find paypal easy and convenient

5
I find paypal an easy and convenient way to pay for purchases efficiently and effectively. Reviewed on: 9th June 2026

Very fast and friendly easy to use

5
Very fast and friendly easy to use Reviewed on: 9th June 2026

Safe and secure ways to pay for everyday purchases

5
Pay pal is convenient and safe way to shop and buy online and in stores now with the debit and credit cards experience has been great . Reviewed on: 9th June 2026

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