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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181044)

Been using PayPal for years know.

Been using PayPal for years know. It's the place to go for every days payment. Reviewed on: 9th June 2026

Always had a great experience

Always had a great experience with PayPal always helped spread the cost. I really like the PayPal plus feature where you can earn money back on purchases. Would definitely always recommend PayPal Reviewed on: 9th June 2026

Great Choices

The choice of payment methods and excellent credit savings are what keeps me using Pay Pal. On the one occassion I had an isue with a supplier they were quick to respond and help me resolve. Reviewed on: 9th June 2026

Excellent - use it on an almost daily basis

Excellent - use it on an almost daily basis Reviewed on: 9th June 2026

4 months interest free bonus

Paypal credit has been a lifeline for difficult months. Easy to set up direct debit to make repayments, ensuring that you keep on top of payments and don't affect credit score. Best part is that is repayments are made within the 4 months then no interest is charged. Reviewed on: 9th June 2026

Customer service

Simple and straightforward no hidden fees Reviewed on: 9th June 2026

Great Experience

PayPal Pay in 3 is a really useful service that I use frequently. It makes bigger purchases more affordable by being able to split the cost over three months, without having to pay extra for the privilege, since it is interest-free. Reviewed on: 9th June 2026

I have no faults therefore full top score.

I have no faults therefore full top score. Everything works as intended and I have yet to encounter anything that would put me off using the Service. Ui is easy to use, Simple to follow the money in account and very simple to pay back when needed. Reviewed on: 9th June 2026

I use PayPal credit for allsorts, it’s so handy for...

I use PayPal credit for allsorts, it’s so handy for me to have. Only downfall is I find it difficult to track how much I’m paying off each month. I have a direct debit set up but I can’t identify what is being payed off interest and what os being payed off my actual bill. Reviewed on: 9th June 2026

Cant fault the service been using paypal for some ye...

Cant fault the service been using paypal for some years and watched them evolve. Easy to use and operate customer service easy to get intouch with its alot more secure with sending and receiving money feel like im safe Reviewed on: 9th June 2026

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