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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84472 reviews)

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4.90

Based on 84,472 reviews, last reviewed 24th Apr 2026

3107100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Find very useful. Find very useful to pay with then pay of balance. Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84472)

PayPal Easy Paypal Nice

Ready to shopping anytime and without stress :-)PayPal Reviewed on: 26th May 2025

Excellent dispute resolution

Excellent dispute resolution, timely and easy to communicate. Credit facility with 4 months interest-free option helps with budgeting credit sensibly. Reviewed on: 26th May 2025

Excellent customer services.

Excellent customer services. Especially when there is a dispute with sellers. PayPal protects buyers. Reviewed on: 26th May 2025

Easy and convenient.

Easy and convenient. Credit limit is just right and other options such as Pay in Three are great when needed. Reviewed on: 26th May 2025

Trustworthy and frictionless payments

Easy and frictionless payments and I trust PayPal, simple as that. Reviewed on: 26th May 2025

Review for PayPal Credit

PayPal Credit has been incredibly helpful for me. It has provided great financial flexibility, especially during times when I needed a higher credit limit — which they’ve increased automatically when appropriate. The process is smooth and efficient. I also appreciate the variety and personalization of repayment options, making it easier to manage my finances in a way that suits me. On top of that, they often offer promotions that make shopping even more convenient and affordable — like the "Pay in 3" plan, which allows you to spread payments over time without extra fees. Overall, it’s a reliable and supportive credit option that has really made a difference for me. 120% recommended! Reviewed on: 26th May 2025

Great service with ease of use!

I use PayPal for larger purchases and it's extremely easy to use and offers all the features I need with real ease of use. Reviewed on: 26th May 2025

PayPal for All .

I love PayPal by far the best lender and the app is second to none . Get on board don’t miss the 4 month 0% interest available now via PayPal credit Reviewed on: 26th May 2025

Superb, cost-free lending

I have never run into a problem with PayPal: it's my go-to finance provider for on-line payments, especially when paying large sums where I can take advantage of the 0% Interest Pay in Four Months option. I can pay into my PayPal account any time which allows for easy repayment; and I can also transfer money to family and friends. To date I have not had to pay any money in lending fees and I couldn't be happier with the service. Reviewed on: 26th May 2025

I have always had an amazing experience with PayPal...

I have always had an amazing experience with PayPal whenever a problem as arises and will always use them again in the future Reviewed on: 26th May 2025

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