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PayPal: PayPal Credit reviews

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4.90
Based on 85,742 reviews, last reviewed 26th Apr 2026
1612050% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Speedy efficient and easy to use. Speedy efficient and easy to use. I have found PayPals pay in 4 good for spreading large payments over a few months.. I recently took the virtual car... Read more Reviewed on: 26th April 2026
Michael Eels's avatar
Michael Eels

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85742)

I love that anything over £100 you get 4 months

5
I love that anything over £100 you get 4 months to pay it back in! So handy and you pay nothing straight away perfect for them last minute holidays or birthdays you’ve forgotten about Reviewed on: 26th May 2025
Amy e's avatar
Amy e

Always excellent service.

5
Always excellent service. Any issues are quickly resolved. Very easy to use. Easy to pay and transfer monies and pay for goods. Installments are easy to set up to pay for larger items. Reviewed on: 26th May 2025
Traci R's avatar
Traci R

A great way to spread the cost when needed

5
A great way to spread the cost when needed Reviewed on: 26th May 2025
Laura C's avatar
Laura C

PAY-IN-3-PERFECTION & PAYPAL CREDIT

5
I find pay in three invaluable being able to split any payment over £30 into three easy to handle bitesized chunks without interest is absolutely perfect, well done Paypal keep it up guys :-)). I did have an issue once not relating to pay in three, something else but the customer services team handled it extremely well and to my full satisfaction I also loved the fact that I was given 2 1/2 thousand pounds straight off the bat when applying for Paypal credit, i’m also a big fan of my Paypal.me link, it’s great just sending that link to clients to get paid worked perfectly every time never had a problem with it… in conclusion I’ve been with Paypal for many years and never had any concerns about them, if anything they have enhanced my life in many ways… thank you. Reviewed on: 26th May 2025
LORDLANGERZ 's avatar
LORDLANGERZ

Great service

5
I have used PayPal for many years and find it reliable and trustworthy Reviewed on: 26th May 2025
Emma F's avatar
Emma F

Feel safe using PayPal and very easy to use

5
Feel safe using PayPal and very easy to use Reviewed on: 26th May 2025
Moya G's avatar
Moya G

Easy to use and widely accepted.

5
Easy to use and widely accepted. Pay in three and 0% interest for a few months are very good features Reviewed on: 26th May 2025
Joe A's avatar
Joe A

I use PayPal for all my online purchases it's...

5
I use PayPal for all my online purchases it's so easy Reviewed on: 26th May 2025
Flora b's avatar
Flora b

Easy to use account, defo tell other people to use

5
Easy to use account, it's a shame about how your limit is set,i like how its run, very easy to use, helpful when needed, get emails to remind me of payment. Very pleased with using PayPal credit. How nice it would be to win the money, could really do a lot with that, Reviewed on: 26th May 2025
Gel's avatar
Gel

Easy and simple.

5
Easy and simple. has allowed me to purchase items that I would not be able to pay the full price at one time Reviewed on: 26th May 2025
Olivia R's avatar
Olivia R

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