Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181039 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181039)

I shop with peace of mind.

I shop with peace of mind. It feels like I’ve got a personal account manager who gives me money Reviewed on: 9th June 2026

You must be jocking i have done this 6 times now but...

You must be jocking i have done this 6 times now but because I am 85 years old I can't find the f ing code Reviewed on: 9th June 2026

Good service, reliable.

Good service, reliable. Pay pal us secure and safe. Would definitely recommend. Reviewed on: 9th June 2026

Gives Confidence

Any issue I have had with purchasing item that has gone wrong has quickly been sorted out for me by PayPal Reviewed on: 9th June 2026

It's incredibly useful but I find the paying in syus...

It's incredibly useful but I find the paying in syustem lengthy and opaque. Reviewed on: 9th June 2026

PayPal credit is very straightforward and easy to us...

PayPal credit is very straightforward and easy to use for short term borrowing. The app is very user friendly and it is easy to keep track of different purchases. You can track deliveries and remaining balances really easily. It is very easy to use and it's nice watching the points build up for additional discounts Reviewed on: 9th June 2026

So easy to use & excellent service

So easy to use and now there's a physical card with the same advantages of the app when it comes to spreading the payment out over 4 months at 0%. I've ever had to reach out to PayPal for any support or clarification the customer service has always been excellent. You can always speak to an expert representative who gets to what you need quickly. Reviewed on: 9th June 2026

Good but app need better than this

Good but app need better than this Reviewed on: 9th June 2026

I only use PayPal when buying online because I know...

I only use PayPal when buying online because I know it’s safe and if I have any problems with a seller PayPal are there to sort out the problem Reviewed on: 9th June 2026

Simple to use and very clear on the terms.

Simple to use and very clear on the terms. Would recommened Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub