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PayPal: PayPal Credit reviews

4.90
Based on 85,713 reviews, last reviewed 26th Apr 2026
1610750% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal as a whole are an excellent service, when th... Paypal as a whole are an excellent service, when the credit was added it just added more buying options. The customer service is remarkable, both f... Read more Reviewed on: 26th April 2026
Tricia 's avatar
Tricia

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85713)

In Tina Turner's word's Simply The Best!

5
In Tina Turner's word's Simply The Best! Reviewed on: 26th May 2025

Reliable service

5
Easy to access service, customer service has been excellent when needed. Makes life so much easier to budget and with the app always keep rack of things. Interest free credit os so helpful. Reviewed on: 26th May 2025

Long time customer

5
I’ve been with PayPal for over 20 years, and it’s always been so easy and convenient to use. During a recent bathroom renovation, I used PayPal Credit to purchase items from different countries — the entire process was smooth and secure. Managing monthly payments was simple, and I always felt confident making purchases. It’s truly been an excellent experience!. Reviewed on: 26th May 2025

A very easy platform to use.

5
A very easy platform to use. Easy to select PayPal credit when purchasing goods. Easy to pay credit bill with the app and great communication. Reviewed on: 26th May 2025

PayPal is secure and safe

5
Simple to use and any queries are dealt with quickly. The app is easy to use and secure and I’m confident that my money is safe. Reviewed on: 26th May 2025

Easy step applying for credit also navigating site w...

4
Easy step applying for credit also navigating site was easy. Reviewed on: 26th May 2025

Great service

4
Great service easy to use woul d recommend Reviewed on: 26th May 2025

My take on PayPal?

5
My take on PayPal? It's already solid! Global reach and credit options are huge. But imagine super simple sending, like one-tap for regulars. And clear security alerts that actually help. Plus, smart spending insights could make it indispensable for managing my money! Reviewed on: 26th May 2025

Easy to pay and feel safe.

5
Easy to pay and feel safe. Great app and website, I love how easy it is to make a payment with confidence knowing that my money is safe Reviewed on: 26th May 2025

Excellent Service.

5
Excellent in every way possible. Reviewed on: 26th May 2025

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