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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great Onboarding

Such a smooth onboarding, really flexible with card through apple pay Reviewed on: 9th June 2026

i have a great experience with paypal very clear and...

i have a great experience with paypal very clear and easy to access Reviewed on: 9th June 2026

It’s a secure platform which provides flexibility in...

It’s a secure platform which provides flexibility in managing you finance spending abilities Reviewed on: 9th June 2026

Wide market to pay online shopping with security.

Wide market to pay online shopping with security. Resolves issues through call which is helpful Reviewed on: 9th June 2026

Easy to use, safe choice of payment

Easy to use, safe choice of payment Reviewed on: 9th June 2026

Very nice, amazing, useful, great

Very nice, amazing, useful, great Reviewed on: 9th June 2026

Title: Easy and Reliable Credit Option

I’ve found PayPal Credit really useful and straightforward to use, especially when spreading the cost of larger purchases. The application and checkout process is simple, and having it linked with PayPal makes everything feel secure and convenient. It gives a bit of extra flexibility when needed, and I’ve had a positive experience overall. Reviewed on: 9th June 2026

Very good for me saved me paying for things I buy st...

Very good for me saved me paying for things I buy straight away can spread the cost over 3 months without paying for it all at once Reviewed on: 9th June 2026

PayPal is my go to for everything!

PayPal is my go to - so easy to use and means that I can use all of my payment methods wherever i go or shop and now even better if theres something i need to put on my credit account i can do so now with apple pay/the paypal credit card. Paypal has to be one of the best payment providers out there and everything is just so straight forward with them. Reviewed on: 9th June 2026

PayPal is great secure way to pay for purchases and...

PayPal is great secure way to pay for purchases and the PayPal platform is very easy to use. Great customer service also. Been using PayPal for years now without any problems. Reviewed on: 9th June 2026

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