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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,699 reviews, last reviewed 26th Apr 2026
1610150% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Friendly Online Payment Platform I’ve used PayPal for sending and receiving payments and making online purchases. I’m comfortable with its features and find it reliable and easy to us... Read more Reviewed on: 26th April 2026
Kasthuri T's avatar
Kasthuri T

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85699)

PayPal is secure and safe

5
Simple to use and any queries are dealt with quickly. The app is easy to use and secure and I’m confident that my money is safe. Reviewed on: 26th May 2025
Teresa T's avatar
Teresa T

Easy step applying for credit also navigating site w...

4
Easy step applying for credit also navigating site was easy. Reviewed on: 26th May 2025
Robert Pryor's avatar
Robert Pryor

Great service

4
Great service easy to use woul d recommend Reviewed on: 26th May 2025
Colin M's avatar
Colin M

My take on PayPal?

5
My take on PayPal? It's already solid! Global reach and credit options are huge. But imagine super simple sending, like one-tap for regulars. And clear security alerts that actually help. Plus, smart spending insights could make it indispensable for managing my money! Reviewed on: 26th May 2025
Jasjot S's avatar
Jasjot S

Easy to pay and feel safe.

5
Easy to pay and feel safe. Great app and website, I love how easy it is to make a payment with confidence knowing that my money is safe Reviewed on: 26th May 2025
Paul N's avatar
Paul N

Excellent Service.

5
Excellent in every way possible. Reviewed on: 26th May 2025
S Walker's avatar
S Walker

It really helps when needs, reliable and easy to acc...

5
It really helps when needs, reliable and easy to access Reviewed on: 26th May 2025
Paul C's avatar
Paul C

Never lets me down.

5
Never lets me down. Customer service is top notch, just brilliant. Reviewed on: 26th May 2025
Jim D's avatar
Jim D

Fantastic

5
Competitive rates, and a pretty flawless online system Reviewed on: 26th May 2025
Stuart McDonald 's avatar
Stuart McDonald

Helps me purchase many items and allows me to spread...

5
Helps me purchase many items and allows me to spread the cost over 4 months, exceptional Reviewed on: 26th May 2025
Samera W's avatar
Samera W

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