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HSBC: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.8 (81 reviews)

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3.80

Based on 81 reviews, last reviewed 20th Sep 2023

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

25%

19%

Latest highest rating:

4

Great bank few benifits app is okay Been with them for years no issue , quick and easy set up and loyalty benifits could improve its in app UI Reviewed on: 20th September 2023

Latest lowest rating:

1

This bank will crush your hopes, sanity, and process of buying a house Horrific communication and people that just don't care about you. Go with them and you SERIOUSLY risk jeopardising getting your property at the last h... Read more Reviewed on: 12th January 2023

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About the Fixed Rate Mortgage

HSBC is a financial services provider offering a range of products and services, including a variety of mortgages. A fixed rate mortgage has a set interest rate that lasts a specific period of time, usually between two and five years, but sometimes up to ten. Make sure you’re confident with the terms, conditions and interest rate of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

Buying a house is a big financial decision in anyone’s life, so finding the right mortgage is important. At Smart Money People, we collect HSBC fixed rate mortgage reviews to make your decision-making process easier. Gain valuable insight by reading genuine experiences from existing borrowers.

If a fixed rate mortgage sounds right for you, learn more about HSBC’s product on Smart Money People. Find out why borrowers chose this mortgage and how satisfied they’ve been throughout the term. Learn more about the application process and how supportive HSBC was throughout. Find out the main pros and cons of the product. Make an informed decision when choosing your new mortgage by reading our HSBC fixed rate mortgage reviews.

Perhaps you’re already an HSBC fixed rate mortgage customer? Why not share an honest review with our community? Tell us why you chose the product and what the main pros and cons you’ve experienced are. Did you encounter any problems throughout the process, and if so, how well did HSBC handle them? Has the lender kept you up to date with any important mortgage news or updates? Whether good or bad, write a HSBC fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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HSBC Fixed Rate Mortgage reviews (81)

Great bank few benifits app is okay

Been with them for years no issue , quick and easy set up and loyalty benifits could improve its in app UI Reviewed on: 20th September 2023

Great rate and easy documentation

Clear language and good rate. Very pleased Reviewed on: 14th September 2023

Making the purchase of my first home super easy

I chose HSBC as my mortgage lender as I am a long standing customer and they had very competitive interest rates. They worked quickly with my mortgage broker and solicitor which meant I moved into my house within 5 weeks of having my offer accepted. This made the whole process so easy. Many thanks! Reviewed on: 18th August 2023

OK but disappointed with product choice and service

They did well to meet my tight deadline, but unimpressed with the initial setup of the mortgage. I applied online for a remortgage but was forced to use "advice" (that I didn't want) because I was staircasing (buying out 100% of shared ownership). This seems a bit ridiculous - as on completion it becomes a standard mortgage, but I jumped through the hoops to get the appointments etc. Only positive is that it seems to have gone into a faster underwriting queue by going direct vs. on the website, but still wasted a lot of my time. Most unimpressed about lack of 10 year product when I applied last year - I would've taken this at any reasonable rate, but there was none at all - only 2, 3 or 5. I have a 5 year product, but when this runs out I'll now have to pay significantly more (every man and his dog could see interest rates were at record lows early last year and only going one way). Funnily enough now returns are so much higher for them, 10 year products are available from them and FD, which leaves a sour taste in my mouth. Also not easy to see my indexed valuation, although you can calculate it (balance divided by estimated LTV) but have to start a new product transfer application to do that. Reviewed on: 17th June 2023

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