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HSBC: Fixed Rate Mortgage reviews

3.76
Based on 97 reviews, last reviewed 17th Apr 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
48%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
20%

Latest highest rating:

5

great rate mortgage, easy to use app great rate mortgage, easy to use app Reviewed on: 17th April 2026
Andrew C's avatar
Andrew C

Latest lowest rating:

1

Late new mortgage offers and fund genocide HSBC used to make you a new mortgage offer 6 months prior to your deal expiry date, but they've now reduced this to 3 months which gives you less oppo... Read more Reviewed on: 16th April 2026
Kirsty's avatar
Kirsty

About this product

HSBC is a financial services provider offering a range of products and services, including a variety of mortgages. A fixed rate mortgage has a set interest rate that lasts a specific period of time, usually between two and five years, but sometimes up to ten. Make sure you’re confident with the terms, conditions and interest rate of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

Buying a house is a big financial decision in anyone’s life, so finding the right mortgage is important. At Smart Money People, we collect HSBC fixed rate mortgage reviews to make your decision-making process easier. Gain valuable insight by reading genuine experiences from existing borrowers.

If a fixed rate mortgage sounds right for you, learn more about HSBC’s product on Smart Money People. Find out why borrowers chose this mortgage and how satisfied they’ve been throughout the term. Learn more about the application process and how supportive HSBC was throughout. Find out the main pros and cons of the product. Make an informed decision when choosing your new mortgage by reading our HSBC fixed rate mortgage reviews.

Perhaps you’re already an HSBC fixed rate mortgage customer? Why not share an honest review with our community? Tell us why you chose the product and what the main pros and cons you’ve experienced are. Did you encounter any problems throughout the process, and if so, how well did HSBC handle them? Has the lender kept you up to date with any important mortgage news or updates? Whether good or bad, write a HSBC fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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HSBC Fixed Rate Mortgage reviews (97)

It was okay

4
I bought my house and i needed a mortgage like most people and HSBC provided great mortgage rates for the house that i bought because i needed a mortgage, they helped me through all the difficult stuff for sorting out my loan. Would recommend Reviewed on: 29th April 2015

It's really great. customer service is the best and HSBC are very easy to deal with

5
HSBC have great deals for the right prices. There customer service is really good, much better than most other companies. the people are friendly and everything is very easy to do Reviewed on: 29th April 2015

Unclear and Not great T&C. OD rates bad.

3
I used to like HSBC, however they are very unclear about their terms and conditions. Always read the smallprint! Reviewed on: 29th April 2015

Best Experience

5
HSBC advisors are much helpful compare to different banks and they have better rates Reviewed on: 22nd April 2015

HSBC has not given me good service

5
Every time I visit HSBC bank to do my banking the tellers are rude and do not tend to all my banking needs and I have been there for ten years think it's time to switch to a new bank for now Reviewed on: 14th April 2015

I like it because it got me what i wanted.

4
I reccomend everyone to use this as it will not dissapoint people. Reviewed on: 8th April 2015

Phenomenal deal

5
Have saved a good deposit, which does help, but found the rate I was HSBC to be market leading. Very pleasantly surprised. Reviewed on: 21st October 2014

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