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HSBC reviews

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Rated Average 3.45/5

HSBC reviews

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Unverified business
Last reviewed within 7 days
  • FCA approved and regulated
    FCA approved and regulated
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Average based on 2,107 product reviews

Average score of 3.45/5
5 star
42%
4 star
21%
3 star
11%
2 star
5%
1 star
21%
Reviews for HSBC have trended positively over the past 90 days

Latest positive rating

4/5

The service is good.

The service is good. I do not like the way they in branch business is done in public in the foyer. It feels scruffy, impersonal and not secure

{"display":"WLG","full_name":"WLG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Credit card
WLG 15th September 2025

Latest negative rating

1/5

Not the simplest of credit cards

Difficult to activate. Difficult to make on line payments. Just difficult all round, and no high street branch for 20 miles.. I've cut mine up.

{"display":"Pauline T","full_name":"Pauline T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Credit card
Pauline T 16th September 2025

About HSBC

HSBC is a global financial institution that provides financial services to customers in over 60 countries.

HSBC was originally founded in 1865 in Hong Kong and gradually expanded its services across the world. Today, HSBC UK is headquartered in Birmingham and serves over 14m people across the UK.

HSBC offers a wide range of products across banking, lending, investing and insurance.

HSBC at a glance

Contact details

Phone
0345 740 4404
Social media

Reviews for HSBC

Showing 11 of 2107 company reviews Last reviewed within 7 days

Not the simplest of credit cards

Credit card 16th September 2025

Difficult to activate. Difficult to make on line payments. Just difficult all round, and no high street branch for 20 miles.. I've cut mine up.

Rated Terrible 1/5
Read more product reviews

The service is good.

Credit card 15th September 2025

The service is good. I do not like the way they in branch business is done in public in the foyer. It feels scruffy, impersonal and not secure

{"display":"WLG","full_name":"WLG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
WLG
Rated Good 4/5
Read more product reviews
  • 1/5

    Zero customer service

    Just opened a business account (quite an ideal in itself) and just received payment of our first invoice. Very exciting. We tried to make a... Just opened a business account (quite an ideal in itself) and just received payment of our first invoice. Very exciting. We tried to make a payment only to find HSBC have frozen our account. Apparently they are complying with their legal obligations. What does that mean for us accessing our money? Both the payee and us are UK registered companies. Of course no one from the bank has contacted us and we can not speak to a human being about why or when access to our money will be restored. Very poor service no contact and no one to speak to. Read more Read less

    {"display":"Dan C","full_name":"Dan C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Banking
    Dan C 9th September 2025
  • 1/5

    Terrible interest rates.

    Terrible interest rates. Cumbersome getting tax info

    {"display":"RC","full_name":"RC","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bank account
    RC 6th September 2025
  • 5/5

    With HSBC for 26 years.

    I've been with HSBC for 26 years and Ive never had any problems. Very good in branch and never an issue online.

    {"display":"D. Joyce","full_name":"D. Joyce","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bank account
    D. Joyce 5th September 2025
  • 5/5

    Hsbc are reliable and have quick customer service.

    Hsbc are reliable and have quick customer service. I feel that HSBC are a trusted brand and I have been a customer of theirs for over 20 years.

    {"display":"Adina M","full_name":"Adina M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Adina M 5th September 2025
  • 5/5

    Great value for money and excellent customer service.

    Great value for money and excellent customer service. Easy to purchase and easy to navigate website. Would definitely recommend.

    {"display":"Laura T","full_name":"Laura T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Laura T 4th September 2025
  • 5/5

    GREAT COVER GREAT PRICE GREAT CUSTOMER SERVICE

    I have been insured with HSBC home and buildings insurance for a few months now. I included Home Emergency cover on to the policy. Last... I have been insured with HSBC home and buildings insurance for a few months now. I included Home Emergency cover on to the policy. Last week I had a problem with my Boiler, I phone Home Emergency cover and they came out the following day and fixed the problem, The service was excellent and I couldn't fault the service I received. Today an employee of HMBC phone me to check is I was happy with the fix on the boiler and was it still working ok. Customer Service WOW I thought it had gone out of fashion, but No HMBC have proved me wrong. The service I have received is Excellent, Hope it continues that way. The premium I was charged was the lowest quote I had and I have had a HMBC bank account in the past so I know they are a reputable Company. The cover they give on the Buildings and Contents cover is very good and it is explained so it can be understood. I worked in insurance for 30 years before I retired and I have dealt with a few Insurance Companies in my time but never had as good customer service as HMBC Hope it continues to be that way. Thank you. Read more Read less

    {"display":"YVONNE","full_name":"YVONNE","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    YVONNE 25th August 2025
  • 2/5

    HSBC Card - no payment controls.. risky card to have

    Watch out for HSBC credit cards. I got one for the first time last week. They assigned me a credit limit of 3x my monthly... Watch out for HSBC credit cards. I got one for the first time last week. They assigned me a credit limit of 3x my monthly salary and never informed me. But the kicker is that they have no payment controls for their credit cards either on app or via any helpine other than completely block your card. In today's time of lots of fraud, not giving customer options for card controls is madness and on top of that, give a credit limit so high without telling meaning I go bankrupt if fraud use. terrible lack of awareness of market. similar lack of security procedure in bank account to when I opened 2 year back.. shut my account in 3 days due to completly missing security protocols on online access Read more Read less

    {"display":"RB","full_name":"RB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    RB 4th August 2025
  • 1/5

    DO NOT DEAL WITH THESE PEOPLE.

    DO NOT DEAL WITH THESE PEOPLE. Absolutely USELESS the lot of them. Complete TIME WASTERS. I had a HSBC creditcard i paid off about 15/20... DO NOT DEAL WITH THESE PEOPLE. Absolutely USELESS the lot of them. Complete TIME WASTERS. I had a HSBC creditcard i paid off about 15/20 years ago, applied for a new one, completely wasted my time and didnt approve me, thats the thanks you get!. Claire Mallinson is just as USELESS as your moronic Indian call centers I had to deal with. Read more Read less

    {"display":"Clint Dogg","full_name":"Clint Dogg","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bank account
    Clint Dogg 31st July 2025
  • 1/5

    Leaving HSBC after more than 40 Years

    I have had an account with HSBC since I was a teenager and for over 40 years but I am closing my current, savings and... I have had an account with HSBC since I was a teenager and for over 40 years but I am closing my current, savings and shares accounts (including those for HSBCA). I have nearly £2 million in assets and applied for a credit card with just a small £1200 limit for payment protection for a planned holiday but this was refused after a saga lasting over two weeks and much frustration. I am semi-retired and therefore work part time so my self assessment tax returns only show £12k to £16k per annum. I have never had any unathourised debts and I have always made payments to everyone on time. The only way to get in touch is by calling and dealing with eejits who can barely speak English. Time after time, they kept asking me for tax overviews when they meant the full submission/calculation. On three occasions, I clarified this only to have the word overview used again. This experience has now damaged my credit score. There are plenty of online banks out there that give a much better service and at cheaper rates e.g. transferring money to Spain (Wise) or buying shares (HL). HSBC are behind the times and customers are being impacted. Good riddance to them! Read more Read less

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