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HSBC reviews

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Rated Good 3.55/5

HSBC reviews

Unverified business Last reviewed within 7 days
  • FCA approved and regulated
    FCA approved and regulated
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • Offers free financial literacy resources
    Offers free financial literacy resources

Review summary

People rate this company as Good based on 2,209 product reviews

Average score of 3.55/5
5 star
43%
4 star
21%
3 star
10%
2 star
5%
1 star
21%
Reviews for HSBC have trended negatively over the past 90 days

HSBC scores well for its easy-to-use app and friendly customer service both online and in branches. Many appreciate the competitive mortgage rates and smooth remortgage process. However, some find customer service slow with long waits and poor communication. The app occasionally glitches or lacks features. Branch availability and opening hours can be inconvenient.

Positive themes

  • HSBC's app is easy to use and packed with handy features for everyday banking.
  • HSBC offers helpful and friendly customer service both online and in branches.
  • HSBC provides competitive mortgage rates and smooth remortgage processes.

Negative themes

  • HSBC's customer service can be slow with long waits and poor communication.
  • HSBC's app and online banking sometimes glitch or lack key features.
  • HSBC has poor branch availability and inconvenient opening hours.
Summarised by AI
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About HSBC

HSBC is a global financial institution that provides financial services to customers in over 60 countries.

HSBC was originally founded in 1865 in Hong Kong and gradually expanded its services across the world. Today, HSBC UK is headquartered in Birmingham and serves over 14m people across the UK.

HSBC offers a wide range of products across banking, lending, investing and insurance.

HSBC at a glance

Contact details

Phone
0345 740 4404
Social media

Reviews for HSBC

Showing 11 of 2209 company reviews Last reviewed within 7 days

HSBC Regular Saver

Regular Saver 25th April 2026

My experience with HSBC’s Regular Saver has been positive overall. It’s easy to set up and helps me save consistently each month by setting a... My experience with HSBC’s Regular Saver has been positive overall. It’s easy to set up and helps me save consistently each month by setting a fixed amount to be transferred automatically. I like that it encourages disciplined saving and the interest rate is better than a standard savings account, which is a good incentive. The main limitation is that you can only deposit up to a certain amount each month, and you don’t have full flexibility to withdraw whenever you want without affecting the account. However, I understand that’s part of how it encourages saving. Overall, it’s a simple and effective way to build savings gradually with minimal effort. Read more Read less

{"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
TG
Rated Good 4/5
Read more product reviews

HSBC Personal Loan

Personal Loan 25th April 2026

My experience with HSBC’s personal loan service has been straightforward and fairly smooth. The application process was clear and easy to complete online, and I... My experience with HSBC’s personal loan service has been straightforward and fairly smooth. The application process was clear and easy to complete online, and I received a decision fairly quickly. The terms were explained clearly, including the repayment amount and interest rate, which made it easy to understand what I was agreeing to. Once approved, the funds were paid into my account promptly, which was convenient. Managing the repayments through the mobile banking app has also been simple and reliable. On the downside, the interest rate offered wasn’t the lowest available compared to other lenders I looked at, and the eligibility criteria felt quite strict. However, overall it was a hassle-free experience with clear communication and efficient processing. Read more Read less

{"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
TG
Rated Excellent 5/5
Read more product reviews
  • 5/5

    HSBC Online Bonus Saver

    My experience with HSBC’s Online Bonus Saver has been fairly positive overall. It was easy to open and link to my current account, and I... My experience with HSBC’s Online Bonus Saver has been fairly positive overall. It was easy to open and link to my current account, and I like being able to manage everything through the app. The bonus interest is a good incentive to leave the money untouched, which has helped me build up savings. That said, the rate drops if you make withdrawals, which can be a bit frustrating if you need access to your money. It’s good for disciplined saving, but not as flexible as some other accounts. Overall, it’s simple to use and does what it’s meant to, but could be better with more competitive rates or flexibility. Read more Read less

    {"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Online Bonus Saver
    TG 25th April 2026
  • 5/5

    HSBC’s Cash ISA

    My experience with HSBC’s Cash ISA has been generally positive. It’s easy to open and manage, especially through the mobile app, and I like that... My experience with HSBC’s Cash ISA has been generally positive. It’s easy to open and manage, especially through the mobile app, and I like that the interest earned is tax-free. The account is straightforward, with flexible deposits and the option for instant access to savings, which makes it convenient for everyday use. Read more Read less

    {"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    TG 25th April 2026
  • 5/5

    Overview of HSBC Bank Account

    HSBC supports customers with financial guidance and help when needed, such as offering tools to manage money, budgeting support, and assistance for those facing financial... HSBC supports customers with financial guidance and help when needed, such as offering tools to manage money, budgeting support, and assistance for those facing financial difficulties or vulnerabilities. Overall, HSBC delivers a good customer experience by combining digital innovation, personalised services, accessibility, and customer support. Read more Read less

    {"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bank account
    TG 25th April 2026
  • 3/5

    Fair but getting Loan not quite clear to me

    Fair but getting Loan not quite clear to me

    {"display":"RASAKI","full_name":"RASAKI","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bank account
    RASAKI 22nd April 2026
  • 5/5

    HSBC travel insurance exceeded my expectations!

    HSBC travel insurance exceeded my expectations! During a family holiday over Easter my son suffered an ear infection and we incurred doctor's fees and pharmacy... HSBC travel insurance exceeded my expectations! During a family holiday over Easter my son suffered an ear infection and we incurred doctor's fees and pharmacy charges getting him well enough to fly home; I made a claim on my travel insurance 3 days after returning home, and less than a week since the costs were incurred, and the money was in my account the same day. No quibbles, no fuss. Read more Read less

  • 5/5

    Pleased with how customers are treated

    Pleased with how customers are treated

    {"display":"Mohammed A","full_name":"Mohammed A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Mohammed A 17th April 2026
  • 5/5

    Easy to open account.

    Easy to open account. No extra steps. Helpufull customer service.

    {"display":"Patryk N","full_name":"Patryk N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bank account
    Patryk N 17th April 2026
  • 4/5

    Recently needed to transfer some cash but was annoye...

    Recently needed to transfer some cash but was annoyed that it took longer than expected

    {"display":"Julie A","full_name":"Julie A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bank account
    Julie A 17th April 2026
  • 5/5

    great rate mortgage, easy to use app

    great rate mortgage, easy to use app

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