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HSBC: Regular Saver reviews

4.42
Based on 25 reviews, last reviewed 22nd Apr 2025
100% increase in 5 star reviews
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Latest highest rating:

5

Great for building savings without temptation! I’ve been using the HSBC Online Bonus Saver for a few months now and I’m really impressed. It’s perfect for someone like me who wants to grow their sa... Read more Reviewed on: 22nd April 2025
Lukasz H's avatar
Lukasz H

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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HSBC Regular Saver reviews (25)

Great for building savings without temptation!

5
I’ve been using the HSBC Online Bonus Saver for a few months now and I’m really impressed. It’s perfect for someone like me who wants to grow their savings without constantly dipping into the account. The 4% interest (as long as you don’t withdraw) is one of the best rates I’ve seen for an easy-access account, and it’s really encouraged me to leave my money untouched each month. The setup was quick and easy through the app, and I can check in on my balance any time without fuss. I also like that you only need £1 to open it, so you can start small if you want to. I’d definitely recommend this to anyone who wants to build a savings habit. Just be aware that if you take money out, you don’t get the bonus interest that month—but honestly, that’s been a good motivator for me to keep saving consistently. Overall, really happy with it! A smart little account that rewards patience. Reviewed on: 22nd April 2025

Encourages saving - high interest

4
The account genuinely encourages saving, and gives a relatively high interest rate on a monthly basis. I have no real criticisms to give the account, aside from some minor customer service troubles - but they can be overcome. Reviewed on: 19th March 2025

Competitive rate

4
I opened a Regular Saver 7 months ago as the rate was very competitive and I already had a current account with HSBC. Nowadays some accounts pay more than 5% but I think it's still a good rate. Reviewed on: 30th July 2023

Competitive savings rates

5
Opened a new flexible savings account with a good rate recently. Very happy with it Reviewed on: 5th June 2023

Good rate on regular saver

5
Alongside your current account you have a regular saver at 5% where you can save £250 per month. This is a good benefit and encourages saving. I like that there is no access to it for 1 year without losing your interest rate as this discourages raiding the savings. Reviewed on: 31st May 2023

Hard work

3
Monthly saver is easy to set up & check through the year, however problems arise at maturity. Your account becomes hidden and the money unavailable to you for up to 5 days which is not right. They have no right doing this Reviewed on: 12th January 2022

High Savings

5
I love this bank as I put in money every month and earn a very good amount of interest. Reviewed on: 8th April 2021

Great rates

5
Excellent rates and helpful customer service. Reviewed on: 24th February 2021

Good product and services

5
Easy to open, does as it says on the tin. No issues. Reviewed on: 9th February 2019

best regular saving account I could find at the moment

5
Although limited to only a year, and the amount you can invest is also limited, was the best regular saver i could find on the high street at present Reviewed on: 24th November 2018

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