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HSBC: Regular Saver reviews

Name: Regular Saver
Rating: 3.99 (26 reviews)

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3.99

Based on 26 reviews, last reviewed 16th Apr 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

62%

15%

19%

2 star

Latest highest rating:

5

Great for building savings without temptation! I’ve been using the HSBC Online Bonus Saver for a few months now and I’m really impressed. It’s perfect for someone like me who wants to grow their sa... Read more Reviewed on: 22nd April 2025

Latest lowest rating:

1

Their system won't allow a new regular saver account after my original regular saver matured, tried to open a new one but their system won't let me, neither using PC or app worked. complained, they still... Read more Reviewed on: 16th April 2026

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HSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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HSBC Regular Saver reviews (26)

Their system won't allow a new regular saver account

after my original regular saver matured, tried to open a new one but their system won't let me, neither using PC or app worked. complained, they still could not sort it out after months. I have to conclude that they don't want my custom. Reviewed on: 16th April 2026

Great for building savings without temptation!

I’ve been using the HSBC Online Bonus Saver for a few months now and I’m really impressed. It’s perfect for someone like me who wants to grow their savings without constantly dipping into the account. The 4% interest (as long as you don’t withdraw) is one of the best rates I’ve seen for an easy-access account, and it’s really encouraged me to leave my money untouched each month. The setup was quick and easy through the app, and I can check in on my balance any time without fuss. I also like that you only need £1 to open it, so you can start small if you want to. I’d definitely recommend this to anyone who wants to build a savings habit. Just be aware that if you take money out, you don’t get the bonus interest that month—but honestly, that’s been a good motivator for me to keep saving consistently. Overall, really happy with it! A smart little account that rewards patience. Reviewed on: 22nd April 2025

Encourages saving - high interest

The account genuinely encourages saving, and gives a relatively high interest rate on a monthly basis. I have no real criticisms to give the account, aside from some minor customer service troubles - but they can be overcome. Reviewed on: 19th March 2025

Competitive rate

I opened a Regular Saver 7 months ago as the rate was very competitive and I already had a current account with HSBC. Nowadays some accounts pay more than 5% but I think it's still a good rate. Reviewed on: 30th July 2023

Competitive savings rates

Opened a new flexible savings account with a good rate recently. Very happy with it Reviewed on: 5th June 2023

Good rate on regular saver

Alongside your current account you have a regular saver at 5% where you can save £250 per month. This is a good benefit and encourages saving. I like that there is no access to it for 1 year without losing your interest rate as this discourages raiding the savings. Reviewed on: 31st May 2023

Hard work

Monthly saver is easy to set up & check through the year, however problems arise at maturity. Your account becomes hidden and the money unavailable to you for up to 5 days which is not right. They have no right doing this Reviewed on: 12th January 2022

High Savings

I love this bank as I put in money every month and earn a very good amount of interest. Reviewed on: 8th April 2021

Great rates

Excellent rates and helpful customer service. Reviewed on: 24th February 2021

Good product and services

Easy to open, does as it says on the tin. No issues. Reviewed on: 9th February 2019

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