Write a review

Go to business site

HSBC: Regular Saver reviews

Name: Regular Saver
Rating: 3.99 (27 reviews)

View other HSBC products

3.99

Based on 27 reviews, last reviewed 25th Apr 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

58%

19%

2 star

Latest highest rating:

4

HSBC Regular Saver My experience with HSBC’s Regular Saver has been positive overall. It’s easy to set up and helps me save consistently each month by setting a fixed am... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

Their system won't allow a new regular saver account after my original regular saver matured, tried to open a new one but their system won't let me, neither using PC or app worked. complained, they still... Read more Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

HSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

Review HSBC: Regular Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

HSBC Regular Saver reviews (27)

HSBC Regular Saver

My experience with HSBC’s Regular Saver has been positive overall. It’s easy to set up and helps me save consistently each month by setting a fixed amount to be transferred automatically. I like that it encourages disciplined saving and the interest rate is better than a standard savings account, which is a good incentive. The main limitation is that you can only deposit up to a certain amount each month, and you don’t have full flexibility to withdraw whenever you want without affecting the account. However, I understand that’s part of how it encourages saving. Overall, it’s a simple and effective way to build savings gradually with minimal effort. Reviewed on: 25th April 2026

Their system won't allow a new regular saver account

after my original regular saver matured, tried to open a new one but their system won't let me, neither using PC or app worked. complained, they still could not sort it out after months. I have to conclude that they don't want my custom. Reviewed on: 16th April 2026

Great for building savings without temptation!

I’ve been using the HSBC Online Bonus Saver for a few months now and I’m really impressed. It’s perfect for someone like me who wants to grow their savings without constantly dipping into the account. The 4% interest (as long as you don’t withdraw) is one of the best rates I’ve seen for an easy-access account, and it’s really encouraged me to leave my money untouched each month. The setup was quick and easy through the app, and I can check in on my balance any time without fuss. I also like that you only need £1 to open it, so you can start small if you want to. I’d definitely recommend this to anyone who wants to build a savings habit. Just be aware that if you take money out, you don’t get the bonus interest that month—but honestly, that’s been a good motivator for me to keep saving consistently. Overall, really happy with it! A smart little account that rewards patience. Reviewed on: 22nd April 2025

Encourages saving - high interest

The account genuinely encourages saving, and gives a relatively high interest rate on a monthly basis. I have no real criticisms to give the account, aside from some minor customer service troubles - but they can be overcome. Reviewed on: 19th March 2025

Competitive rate

I opened a Regular Saver 7 months ago as the rate was very competitive and I already had a current account with HSBC. Nowadays some accounts pay more than 5% but I think it's still a good rate. Reviewed on: 30th July 2023

Competitive savings rates

Opened a new flexible savings account with a good rate recently. Very happy with it Reviewed on: 5th June 2023

Good rate on regular saver

Alongside your current account you have a regular saver at 5% where you can save £250 per month. This is a good benefit and encourages saving. I like that there is no access to it for 1 year without losing your interest rate as this discourages raiding the savings. Reviewed on: 31st May 2023

Hard work

Monthly saver is easy to set up & check through the year, however problems arise at maturity. Your account becomes hidden and the money unavailable to you for up to 5 days which is not right. They have no right doing this Reviewed on: 12th January 2022

High Savings

I love this bank as I put in money every month and earn a very good amount of interest. Reviewed on: 8th April 2021

Great rates

Excellent rates and helpful customer service. Reviewed on: 24th February 2021

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Nottingham Forest Saver (discontinued)
from Nottingham Building Society 4.33 from 3 reviews
Savings
from Allied Irish Bank - AIB 5.00 from 1 reviews
Fixed Rate Savings
from M&S Bank - Marks and Spencer 5.00 from 1 reviews

Want to see more from HSBC?

Stocks and shares ISA
from HSBC 4.89 from 7 reviews
Home Insurance
from HSBC 4.63 from 7 reviews
Online Bonus Saver
from HSBC 4.35 from 15 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub