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HSBC: Travel Insurance reviews

Name: Travel Insurance
Rating: 4.43 (15 reviews)

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4.43

Based on 15 reviews, last reviewed 3rd Sep 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

27%

2 star

13%

Latest highest rating:

5

Highly recommend Customer service easy to speak to on phone and very helpful. Good communication too via post / email. The cover itself it’s very good. Reviewed on: 3rd September 2026

Latest lowest rating:

1

Awful HSBC Premier Travel Insurance There is no use of being a HSBC Premier customer. Don't waste time and spend money with them. They simply reject that not covered as per policy wordin... Read more Reviewed on: 6th January 2025

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About this product

Do you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you piece of mind, whether you're enjoying a sun swept beach or on an adverture-packed holiday. But with so many different policies to choose from, finding the right policy for you can be quite confusing. Reading our HSBC travel insurance reviews can help you find out what other travellers have to say. You can also write your HSBC travel insurance review too!

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HSBC Travel Insurance reviews (15)

Highly recommend

Customer service easy to speak to on phone and very helpful. Good communication too via post / email. The cover itself it’s very good. Reviewed on: 3rd September 2026

Customer service

Good experience so far, each time I have phoned I have been able to speak to a real human Reviewed on: 20th July 2026

Superb service in extraordinary circumstances

We were due to fly home from Thailand on 28th Feb 26 just as the Iran conflict started. Even though war is excluded HSBC Premier travel insurance provided by Aviva allowed our claim and paid in full for the costs we incurred as a result of having to stay an extra 7 nights This included accomodation, additional taxi journeys, visa extension and the difference between the flight refund we received and the extra cost of the alternative flight home. In addition we received £500 (£250 each) for the delay. So impressed and grateful - war is not covered by the policy so I was stunned to receive full payment. Emirates have us only £103 goodwill gesture so I was expecting no more than a small goodwill payment from Aviva. Claim handled online - fully informed re timescale and funds received into account the same day the email arrived saying payment was being made. Superb service Reviewed on: 14th May 2026

HSBC travel insurance exceeded my expectations!

HSBC travel insurance exceeded my expectations! During a family holiday over Easter my son suffered an ear infection and we incurred doctor's fees and pharmacy charges getting him well enough to fly home; I made a claim on my travel insurance 3 days after returning home, and less than a week since the costs were incurred, and the money was in my account the same day. No quibbles, no fuss. Reviewed on: 21st April 2026

Awful HSBC Premier Travel Insurance

There is no use of being a HSBC Premier customer. Don't waste time and spend money with them. They simply reject that not covered as per policy wording or you've not contacted them or doctor when you're in abroad. Worst experience in my life! Please don’t waste your money with them! I had to pay upfront due to my travel situation and now I’m claiming the expenses but they don’t want to cover it just because I didn’t speak with them or consult the doctor while I'm abroad. I've all proof that myself and my son sick during the day that we're travelling including medical bills and consult doctor on the day we returned. This is honestly rip-off for a genuine travel claim. Note: I've to give one star because there is no opportunity to give no stars. Reviewed on: 6th January 2025

Been with HSBC First Direct for travel insurance for...

Been with HSBC First Direct for travel insurance for years but never had to use it. Due to family illness we had to cancel a big holiday. Aviva who are the underwriters for the bank paid out with no quibble. Very impressed Reviewed on: 2nd December 2024

Banking Insurance at its best

My HSBC Credit Card Reviewed on: 22nd August 2023

The Premier Worldwide Travel cover - beware

Couldnt reach anyone end of December before travel to extend the 31 day cover, which apparently you are able to extend for a payment, but you just get diverted to online forms which are not replied to swiftly or completely. Finally got through to someone that is connected to the team who look after this travel cover who couldnt find my record on their computer and so I had to go back to HSBC and ask them to contact the travel end and verify that I was indeed a Premier account customer - a call that was mind numbingly long and unsuccessful. The HSBC travel desk or colleagues connected to it who picked up the line continued to tell me they couldnt find me on their system but given I had contacted HSBC to send the message the system should right itself and I will be covered. I was finally emailed the policy document before I left the UK, but I was unable to extend the number of days cover. Tried to extend once abroad and got through to a human pretty quickly but as soon as the underwriter learned that I might make a claim (unforeseen dental emergency which I tried to defer to my return but the doctors said it was too serious) they refused to extend the cover. They offer this insurance "free" to Premier customers but you get what you pay for. I will never rely on this cover again. Beware! Reviewed on: 25th January 2023

Really good travel insurance

HSBC covered us for more than the rest of our family in our ski trip this year. Their COVID cover is complete and gave us great peace of mind Reviewed on: 15th August 2022

Travel over 31 days and 70 years

Usually send 2 months in OZ and have to pay extra but asked a return date would like this to be more flexible! 70 were i come but the insurance stops! Reviewed on: 9th February 2020

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