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HSBC: Online Bonus Saver reviews

Name: Online Bonus Saver
Rating: 4.35 (15 reviews)

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4.35

Based on 15 reviews, last reviewed 25th Apr 2026

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

13%

Latest highest rating:

5

HSBC Online Bonus Saver My experience with HSBC’s Online Bonus Saver has been fairly positive overall. It was easy to open and link to my current account, and I like being ab... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

Watch out for interest rate conditions I have been an HSBC customer for over 20 years. I find HSBC ISA rates are always very low compared to market. Online bonus saver looks good on paper, ... Read more Reviewed on: 5th June 2024

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About this product

HSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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HSBC Online Bonus Saver reviews (15)

HSBC Online Bonus Saver

My experience with HSBC’s Online Bonus Saver has been fairly positive overall. It was easy to open and link to my current account, and I like being able to manage everything through the app. The bonus interest is a good incentive to leave the money untouched, which has helped me build up savings. That said, the rate drops if you make withdrawals, which can be a bit frustrating if you need access to your money. It’s good for disciplined saving, but not as flexible as some other accounts. Overall, it’s simple to use and does what it’s meant to, but could be better with more competitive rates or flexibility. Reviewed on: 25th April 2026

Easy and good return account

Very easy to open, save, move money., it's very flexible and offers competitive interest rates. Reviewed on: 22nd January 2026

Reliable bank , trusted and fair savings account

Reliable bank , trusted and fair savings account Reviewed on: 22nd January 2026

Great interest rate added every month

Getting both the standard interest rate and the Bonus interest rate added to you account every month (if you don't redraw money) is a great way of saving. I added £20,000 on December 25, 2025 and today January 3, 2026 HSBC added £13.31 in interest. So, that was only for 9 days. So after a whole month that would amount to approx. £930 in interest. Almost too good to be true, - but it is true ! Reviewed on: 2nd January 2026

Banking 40 years, no issues!!

Banking 40 years, no issues just started savings account as a well trusted bank fair rewards Reviewed on: 12th June 2025

12 Years with HSBC 4-5 with HSBC Premier

This product from HSBC was one of my fav choices of savings account ON BNS SAVER, it was definitely my go-to for an online savings account. From the higher interest rate 4% STILL as this review come out when every other banks has already lowered their interest rate for saving accounts products. Although I believe they've already announced the date when the interest on savings will go down sometimes next year. I've max as much, use it while its there. Reviewed on: 16th December 2024

Great banking app

Easy to set and check on your account on the app Reviewed on: 23rd August 2024

Watch out for interest rate conditions

I have been an HSBC customer for over 20 years. I find HSBC ISA rates are always very low compared to market. Online bonus saver looks good on paper, however watch out for the top limits that you can put in and if you miss that limit a penny then the entire amount you put in will get discounted to the standard rate which is half of what they advertise, app won't show you that top limit, it used to but they took it away, super convenient. to drop under that limit you need to withdraw some of course and then all that month's savings are gone. HSBC won't even offer an email where you can place your complaint, you either need to tell and agent to tell god knows whom, or write a letter in the century we are in. Very disappointing as a loyal customer. Reviewed on: 5th June 2024

It is easy to manage your saving in this account

It is easy to manage your saving in this account Reviewed on: 14th April 2024

Easy to use and great bonuses if u can budget...

Easy to use and great bonuses if u can budget Reviewed on: 15th February 2024

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