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HSBC: Online Bonus Saver reviews

Name: Online Bonus Saver
Rating: 4.09 (11 reviews)

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4.02

Based on 11 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

64%

Latest highest rating:

5

Banking 40 years, no issues!! Banking 40 years, no issues just started savings account as a well trusted bank fair rewards Reviewed on: 12th June 2025

Latest lowest rating:

1

Watch out for interest rate conditions I have been an HSBC customer for over 20 years. I find HSBC ISA rates are always very low compared to market. Online bonus saver looks good on paper, ... Read more Reviewed on: 5th June 2024

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HSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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HSBC Online Bonus Saver reviews (11)

Banking 40 years, no issues!!

Banking 40 years, no issues just started savings account as a well trusted bank fair rewards Reviewed on: 12th June 2025

12 Years with HSBC 4-5 with HSBC Premier

This product from HSBC was one of my fav choices of savings account ON BNS SAVER, it was definitely my go-to for an online savings account. From the higher interest rate 4% STILL as this review come out when every other banks has already lowered their interest rate for saving accounts products. Although I believe they've already announced the date when the interest on savings will go down sometimes next year. I've max as much, use it while its there. Reviewed on: 16th December 2024

Great banking app

Easy to set and check on your account on the app Reviewed on: 23rd August 2024

Watch out for interest rate conditions

I have been an HSBC customer for over 20 years. I find HSBC ISA rates are always very low compared to market. Online bonus saver looks good on paper, however watch out for the top limits that you can put in and if you miss that limit a penny then the entire amount you put in will get discounted to the standard rate which is half of what they advertise, app won't show you that top limit, it used to but they took it away, super convenient. to drop under that limit you need to withdraw some of course and then all that month's savings are gone. HSBC won't even offer an email where you can place your complaint, you either need to tell and agent to tell god knows whom, or write a letter in the century we are in. Very disappointing as a loyal customer. Reviewed on: 5th June 2024

It is easy to manage your saving in this account

It is easy to manage your saving in this account Reviewed on: 14th April 2024

Easy to use and great bonuses if u can budget...

Easy to use and great bonuses if u can budget Reviewed on: 15th February 2024

Great interest rate, handy savings

I’ve began to save a solid kitty for myself after being somewhat financially unhealthy. With a great savings interest rate it’s a clear choice for me to get this online bonus saver. Reviewed on: 25th March 2023

Current account fine

Huge rate drop on withdrawal…….. Reviewed on: 20th February 2023

Online bonus saver!

The online bonus saver was very simple to set up within the HSBC app, and was available for me to deposit funds instantly. Reviewed on: 1st February 2023

Interest rate may reduce with no withdrawals

I opened the HSBC online bonus saver after hearing about it through Martin Lewis. The advertising on the day I opened mine on the HSBC website confirmed that you could earn up to 3% but it also did mention that it's a variable interest rate. I have had my account for about a week and just got a notification of my account benefits by email. I noticed the email states bonus interest up to 1.25% aer instead of 3%. So I can see that they've taken advantage of the publicity but never intended to offer 3% +which is above market) as a maximum. Very disappointed. I may just save with a competitor who will keep their word. Reviewed on: 15th November 2022

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