HSBC Student Bank Account Reviews

Ratings based on 12 reviews Last review 3 weeks ago

HSBC Student Bank Account reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Student Bank Account reviews to find out what life as a HSBC customer is really like. And remember, if...

Read Full Description

HSBC Student Bank Account reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Student Bank Account reviews to find out what life as a HSBC customer is really like. And remember, if you are a HSBC customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of HSBC Student Bank Account reviews. Together, we can make financial services work better for everyone.

5 3
4 3
3 2
2 2
1 2

Your Student Bank Account Reviews (12)

5th November 2020

HSBC told me my student account was interest free then charged hundreds of pounds in interest

Horrific experience - I had a student account with HSBC throughout my degree which had an interest free overdraft as part of it. Once my degree finished, I called them to ask when the interest free overdraft would end and they said they'd give me a...

Read more

Horrific experience - I had a student account with HSBC throughout my degree which had an interest free overdraft as part of it. Once my degree finished, I called them to ask when the interest free overdraft would end and they said they'd give me a year post-grad to work my way out of overdraft. A couple of weeks after that phone call, they started charging me interest and as I was living abroad and not using my account much I didn't notice. They took hundreds of pounds in interest and when I discovered this and complained they gave me 20 pounds as compensation for the wrong information given to me but never gave me back the interest I'd had to pay. I'm now in debt because of this. Don't bank with them. They just want your money and don't care for customer service at all.

27th April 2020

Other student bank accounts offer better freebies!

No good incentives to open your student bank account here. Only incremental increase in overdraft that you have to keep applying for. Banking with them is easy though, and I've had no problems.

20th September 2019

Rubbish

Absolutely rubbish. The online banking app won’t let me log in until they post me another validation code to my home address which by that time I will be away at university. They also haven’t sent me a PIN meaning I’m going to uni with no pin and no wa...

Read more

Absolutely rubbish. The online banking app won’t let me log in until they post me another validation code to my home address which by that time I will be away at university. They also haven’t sent me a PIN meaning I’m going to uni with no pin and no way to check my expenses or balance. I called and they said they could do nothing

3rd July 2019

Good overdraft, poor customer service

They gave me a significant overdraft, but were very poor at communicating any changes to my account. Additionally, I couldn’t contact an agent easily to discuss problems.

8th February 2019

Poor communication, slow to deal with but reasonably reliable

Poor communication, slow to deal with but they don't make too many mistakes. Mobile banking is poor, but is getting better slowly.

8th January 2018

Convenient little overdraft

When I was a student in University I was able to apply to get a student account which allowed me to have an £1000 interest-free overdraft. This was very helpful as I was able to dip in and out of my overdraft for things like extra food, cheeky booze, ...

Read more

When I was a student in University I was able to apply to get a student account which allowed me to have an £1000 interest-free overdraft. This was very helpful as I was able to dip in and out of my overdraft for things like extra food, cheeky booze, partying and nights out, and trips back and forth home. I wouldn't have been able to do that otherwise, so thank you HSBC for allowing me to do that!

5th September 2017

Fantastic deals

The student account is easy to set up and provides fantastic deals with interest and postgrad overdraft benefits. The additional bonus of being able to get a student credit card to start building a credit score is also very useful.

Articles related to HSBC