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HSBC: Fixed rate mortgage reviews

Name: Fixed rate mortgage
Rating: 3.99 (101 reviews)

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3.99

Based on 101 reviews, last reviewed 2nd Sep 2026

50% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

50%

23%

19%

Latest highest rating:

5

Simple and supportive to plan rate change Simple and supportive to plan rate change Reviewed on: 2nd September 2026

Latest lowest rating:

1

Late new mortgage offers and fund genocide HSBC used to make you a new mortgage offer 6 months prior to your deal expiry date, but they've now reduced this to 3 months which gives you less oppo... Read more Reviewed on: 16th April 2026

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About this product

HSBC have a range of fixed rate mortgages.

You can apply for an HSBC mortgage whether you’re a first-time buyer, want to remortgage or move home or have a buy-to-let property. Once you’ve opened your HSBC mortgage, you can manage it using the HSBC app.

HSBC fixed rate mortgage reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Fixed rate mortgage reviews (101)

Simple and supportive to plan rate change

Simple and supportive to plan rate change Reviewed on: 2nd September 2026

HSBC mortgage

I got a mortgage with HSBC. Application process was straight forward and the product was right for me. I've had no issues. Reviewed on: 2nd September 2026

No complaints - solid, but don't get a lot from them...

No complaints - solid, but don't get a lot from them except a letter once a year. Reviewed on: 2nd September 2026

Straightforward, do what they say.

Straightforward, do what they say. Reviewed on: 11th June 2026

great rate mortgage, easy to use app

great rate mortgage, easy to use app Reviewed on: 17th April 2026

Late new mortgage offers and fund genocide

HSBC used to make you a new mortgage offer 6 months prior to your deal expiry date, but they've now reduced this to 3 months which gives you less opportunity to shop around, compare deals, consider options (with hsbc or a competitor). Hsbc also fund the genocide in Palestine. Reviewed on: 16th April 2026

First House Mortgage

We bought our first house this year, and went with HSBC for our mortgage. The application was an easy process and we love it. I also bank with HSBC, so the account appeared immediately, and I love how easy it is to make an additional payment. Reviewed on: 28th March 2026

Self-renewed fixed re-mortgage rate..

Self renewed new competitive fixed re-mortgage rate online -all very straightforward. Reviewed on: 19th February 2026

Easy first time buyer mortgage

HSBC made the stressful experience of getting a mortgage so easy, even when our broker kept requesting new offers when the market changed and rates were adjusted. They offered us the best rate by far, and were really quick to send out documents via email. Everything was easy, from accessing the documents to finding out when our first payment would be. Reviewed on: 12th June 2025

Great customer service received and very competitive...

Great customer service received and very competitive product. Reviewed on: 2nd April 2025

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