Meet our Consumer credit awards 2025 finalists!

Over the past eleven weeks, customers have been leaving reviews and casting their votes for their favourite companies in the credit industry and today, we can reveal the finalists!

Customers can continue to leave a review and vote for the finalists until voting closes on 15 July at 11:59pm.

Commenting on the finalist announcement, Jacqueline Dewey, Chief Executive of Smart Money People, said:

"Congratulations to all the companies who’ve reached the finalist stage in this year’s Consumer credit awards. These awards are driven entirely by customer feedback collected with our reviews, so being shortlisted is a real reflection of the positive experiences they’re delivering in the credit industry. We can’t wait to see who they choose as the 2025 winners."

Leave a review and cast your vote for the winners

To help us find our winners for 2025, you can leave a review and vote for any of the companies in the categories listed below, as long as you’re a customer with them. Voting will close on 15 July at 11:59pm.

To cast your vote, head to our review page, search for the company, tell us what you like about them and anything you think they could do better.

You’ll need to verify your review by confirming your email address or by verifying with Facebook or Google to be eligible for the prize draw to win £1,000!*

If you’d like to vote for a company in one of our partner categories, please email us ([email protected]) and we’ll send you the voting link.

Meet the 2025 finalists

Headline awards

• Company of the year – StepChange, Money Wellness, First Response Finance, Zable, PayPal
• Credit union of the year - Enterprise Credit Union, HEY Credit Union, Central Credit Union, Pennine Community Credit Union, East Kilbride Credit Union, Capital Credit Union, Acorn Community Bank, Sheffield Credit Union, Boom Community Bank, Penny Post Credit Union
• Best credit app - Pennine Community Credit Union, Enterprise Credit Union, South Manchester Credit Union, Zopa, Zable, The Money Co-op (Formerly The Co-op Credit Union), Manchester Credit Union, Money Wellness, PayPal, Penny Post Credit Union, First Response Finance
• Customer service champion – The Money Co-op, East Kilbride Credit Union, Enterprise Credit Union, HEY Credit Union, Central Credit Union, First Response Finance
• Treating customers fairly champion – The Money Co-op (Formerly The Co-op Credit Union), HEY Credit Union, Enterprise Credit Union, StepChange, Central Credit Union, Money Wellness

Credit-specific awards

• Best car finance provider – First Response Finance, Zopa, Moneybarn
• Best credit building product provider – Zable, Loqbox, Vanquis
• Best credit union (North) – Central Credit Union, East Kilbride Credit Union, The Money Co-op, Sheffield Credit Union, Clockwise Credit Union, Bradford District Credit Union, Capital Credit Union, Enterprise Credit Union, Glasgow Credit Union, HEY Credit Union, Manchester Credit Union, Pennine Community Credit Union, South Manchester Credit Union, Voyager Alliance Credit Union
• Best credit union (South) – Acorn Community Bank, Boom Community Bank, Plane Saver Credit Union, Great Western Credit Union, Croydon Plus Credit Union, London Capital Credit Union, Wave Community Bank, Penny Post Credit Union
• Best credit union loan provider - Enterprise Credit Union, Central Credit Union, Capital Credit Union, Acorn Community Bank, Boom Community Bank, Sheffield Credit Union, Voyager Alliance Credit Union, Plane Saver Credit Union, Clockwise Credit Union, HEY Credit Union, Manchester Credit Union, Pennine Community Credit Union, South Manchester Credit Union, Penny Post Credit Union, Great Western Credit Union, Croydon Plus Credit Union
• Best retail finance provider – Policy in Practice, PayPal, Payl8r, PayItMonthly
• Best financial support provider – StepChange, Money Wellness, Back2Credit, Afforda
• Best short-term loan provider – Moneyboat, Lending Stream, M for Money Credit Union

Partner awards

• Technology partner of the year – Paylink Solutions, LendingMetrics, NestEgg, GDS Link
• Credit information partner of the year – Equifax, Transunion UK
• Open banking partner of the year – Yapily, Planky, Bud, Tink

Winners will be announced on 7 August 2025

You can continue voting for your favourite finalist until 15 July at 11:59pm. We'll announce the winners on the Consumer credit awards LinkedIn page in a digital announcement on Thursday 7 August.

For more information about the Consumer credit awards, please visit our website or email [email protected].

*Terms and conditions apply