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Moneybarn: Car finance reviews

View other Moneybarn products
4.73
Based on 4,085 reviews, last reviewed 17th Oct 2026
100% decrease in 5 star reviews
in the past 90 days
77% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Quick easy a little expensive. Quick easy a little expensive. But reasonably happy Reviewed on: 17th October 2026
Antony S's avatar
Antony S

Latest lowest rating:

1

PLEASE READ-SHOULD NOT BE TRADING *** PLEASE READ*** MoneyBarn Vanquis Vehicle Finance are operating as a company that are breaking many consumer rights laws including: Consumer Credi... Read more Reviewed on: 12th October 2026
Clare E's avatar
Clare E
Read all reviews Write a review

About this product

Moneybarn car finance agreements last between 36 and 60 months.

You’ll need to meet monthly earning requirements, be aged between 20 and 75, have a full valid UK licence and be able to provide two consecutive months of payslips. There is lending criteria you’ll need to meet that relate to the vehicle you want finance for.

Moneybarn car finance reviews help you find out what it’s really like to be a customer. If you’ve used Moneybarn before, you can also leave a review and share your experience.

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Moneybarn Car finance reviews (4085)

Quick easy a little expensive.

5
Quick easy a little expensive. But reasonably happy Reviewed on: 17th October 2026
Antony S's avatar
Antony S

PLEASE READ-SHOULD NOT BE TRADING

1
*** PLEASE READ*** MoneyBarn Vanquis Vehicle Finance are operating as a company that are breaking many consumer rights laws including: Consumer Credit Act 1974 & Consumer Rights Act 2015 unfairly cancelling customers policy even when there has been multiple attempts at resolving any issue with a evidenced history of communication, watch out for this coming right after you have paid over 50% of the contract to legally opt out of the contract and return the vehicle. They are also grossly overpricing vehicles at the point of sale and using vehicles that Lack A SatisfactoryQuality using cars that do not have a full MOT history, have hidden faults and needing repairs tampering flawless MOT certificates and mileage!!!!!! AVOID AT ALL COSTS THESE ARE ABSOLUTE CRIMINAL CON ARTISTS SOMEHOW TRADING TODAY!!!! Please report all your concerns to the FINACIAL OMBUDSMAN AND MAKE SURE THIS COMPANY CEASES TRADE!!!!!!!!! Reviewed on: 12th October 2026
Clare E's avatar
Clare E

Charged me 7k interest on a car that was bought for...

1
Charged me 7k interest on a car that was bought for 7k so 14k total. I was 21. These company's should not exist. Will be the biggest mistake of your life, you dont realise it until the hype of the new car has worn off hense all the 5 star reviews. If I could go back I would just save up for the car. Also they have some random person commenting back on these reviews, but don't let them fool you... It's just to make them look good. STAY WELL AWAY Reviewed on: 5th August 2026
Gareth Walker's avatar
Gareth Walker

Best moneybarn every in the uk believe excellent ser...

5
Best moneybarn every in the uk believe excellent service Reviewed on: 4th August 2026
Rondell Francis's avatar
Rondell Francis

Friendly money experts

5
Friendly money experts for people with not the best credit score Reviewed on: 30th July 2026
Rebecca a's avatar
Rebecca a

Moneybarn loan sharks disguised as a finance company.

1
Moneybarn loan sharks disguised as a finance company. I took out a car loan with Moneybarn in 2022 while expecting a baby and needing a reliable vehicle. The interest was extremely high, but due to being in an IVA I had limited options. For the first 13 months I paid every instalment. Then my life collapsed overnight I lost my job, and my six month old daughter was rushed to hospital with daily seizures. We were awake day and night caring for her while waiting weeks for government support. My IVA provider immediately gave me a payment break. Moneybarn did the opposite. Despite me being completely honest about our situation, they offered no help, ignored FCA guidelines on vulnerable customers, pressured me to hand the car back, cancelled my agreement, sent bailiffs, and took me to court all while I was still making payments totalling over £1,500. All I asked for was a temporary payment break and a repayment plan once my situation improved. They refused everything. Moneybarn showed no compassion, no responsibility, and no compliance with regulations. They behaved exactly like loan sharks. I am now taking Moneybarn back to court for creating an unfair relationship, as recommended by the judge. Avoid this company. Choose a lender that actually follows the law. Reviewed on: 24th July 2026
Chris's avatar
Chris

Easy and comfortable , not pushy but supportive.

5
Easy and comfortable , not pushy but supportive. Reviewed on: 17th July 2026
matthew d's avatar
matthew d

Best company

5
From the start of my application to getting my keys for my car was brilliant , smooth application no problems. Called them to discuss something I was unsure off and explained it to me. Nothing it too much fir them if it wasn’t for money barn I wouldn’t have a car Reviewed on: 9th July 2026
Stacey spence 's avatar
Stacey spence

Affordable

5
Very affordable and trustworthy company. I Have never encountered any issues, helpful regarding payments Reviewed on: 8th July 2026
Patsy B's avatar
Patsy B

Excellent

5
Great company and great to talk to Reviewed on: 7th July 2026
Martin Wood's avatar
Martin Wood

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