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Best Savings accounts

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4.81

Based on 2757 reviews

A product by Shawbrook Bank

Shawbrook offer a range of savings accounts. You can apply for a Shawbrook savings account online and it only takes a few accounts. Start saving from as little as £1 on...

4.81

Based on 147 reviews

A product by South Manchester Credit Union

South Manchester Credit Union offer members a variety of savings accounts. Every South Manchester Credit Union member gets an Open Savings account. Deposits can be made anytime and withdrawals up to...

4.80

Based on 944 reviews

A product by RCI Bank

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2026 Winner
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With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m. You can't close your account or make any withdrawals without providing 95 days’ notice. Interest...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.80

Based on 12524 reviews

A product by Plum

With Plum you can save your money with Savings Pockets. With Plum Basic and Plus, you can open one Plum Savings Pocket. With Plum Pro, you can open up to ten...

4.80

Based on 1783 reviews

A product by My Community Bank

My Community Bank aren't currently accepting new applications for savings accounts. My Community Bank’s reviews help you find out what it’s really like to be a customer. If you’ve used...

4.80

Based on 87 reviews

A product by Cambrian Credit Union

4.79

Based on 2286 reviews

A product by Plane Saver Credit Union

Plane Saver offer a range of savings products including the Regular Saver, Christmas Saver, PrizeSaver, notice and fixed term accounts. Plane Saver savings accounts can be opened using an online application...

4.78

Based on 316 reviews

A product by RCI Bank

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2026 Winner
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Saving money using an RCI Bank E-Volve savings account supports the effort to finance electric vehicles. You can pay from £100 up to £1m into an RCI E-Volve savings account. You...

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Frequently asked questions

What is a savings account?

A savings account is a type of bank account where you set aside money you don't need for everyday spending. Savings accounts help you save money for short-term and long-term goals whether it's for holidays, a wedding or an emergency fund. You'll also earn interest on your savings to help your money grow over time.

How many savings accounts can you have?

You can have as many savings accounts as you like, but you should make sure you can manage all the accounts you have. You could set up separate savings accounts to create individual funds and save for different financial goals. It's best to compare savings accounts to find the best interest rates and offers.

How does interest work on a savings account?

Savings interest is the extra money you earn on the balance of your savings account. Your provider calculates interest based on how much you've saved and pays it into your account on a monthly or yearly basis. Interest rates vary between providers products, so it's worth comparing accounts to find the best option.

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