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first direct: Fixed Rate Savings reviews

Name: Fixed Rate Savings
Rating: 4.89 (18 reviews)

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4.89

Based on 18 reviews, last reviewed 3rd Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

11%

3 star

2 star

1 star

Latest highest rating:

5

Keeping me in check! Great that I can stick in £300 a month and not being able to touch it, then getting my interest at the end of the 12 months and being apply to apply t... Read more Reviewed on: 3rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Fixed Rate Savings reviews (18)

Keeping me in check!

Great that I can stick in £300 a month and not being able to touch it, then getting my interest at the end of the 12 months and being apply to apply to have the exact ssame account again! Been doing me well for the last few years now and keeps me on track financially. Reviewed on: 3rd February 2026

Good savings account rate

Having a First Direct current account mean's I can access a good savings rate account set for a year. Being able to access information by the website and app is necessary and doesn't drop out or crash. Reviewed on: 23rd January 2026

The best bank

The app is really easy to use for online banking. They have great products and offers. The customer service is amazing. Reviewed on: 22nd January 2026

Happy customer

Great app. Great customer service. Good range of products Reviewed on: 5th September 2025

Savings Account.

Savings Account. I have a savings account with First Direct. It was very easy and quick to open i did it through the app/website. I could easily manage/check my balance online and in the app. The interest rate was good at the time comparing to the rest of the market however it would be great if this was higher. It had a fixed interest rate which is always the best type to have. Reviewed on: 15th July 2025

Great bank

There are never any robots when I call the customer service line which is great. They also have the highest interest rate on the fixed rate savings account which is 7%. I have never had any issues using them. Reviewed on: 2nd April 2025

Excellent

The account offers competitive interest rates with rates as high as 7%. The online and mobile banking platforms are user-friendly, making it easy to manage the account and track savings Reviewed on: 26th February 2025

Great bank with an amazing fixed rate saver, helped...

Great bank with an amazing fixed rate saver, helped me save a chunk of money towards my house deposit. Really easy to use online too. Reviewed on: 24th May 2024

Outstanding interest rates for a savings account, it...

Outstanding interest rates for a savings account, it really helped me be strict with my money and save towards a house. Reviewed on: 29th March 2024

Top rate 7%

Very good of FD to raise the rate for existing accounts Reviewed on: 10th March 2023

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