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first direct: Bonus Saving Account reviews

4.81
Based on 56 reviews, last reviewed 17th Apr 2026
1300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
5%
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2%
2 star
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0%
See only 1 star reviews
2%

Latest highest rating:

5

A nice bonus The bonus element really boosts the interest and is well worth the investment. Ideal if you want to leave funds alone as you lose the bonus if you mak... Read more Reviewed on: 17th April 2026
Les Roper's avatar
Les Roper

Latest lowest rating:

1

Lowered an already low interest rate ... Lowered an already low interest rate while putting up mortgage interest. Reviewed on: 5th December 2024
Tim's avatar
Tim

About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Bonus Saving Account reviews (56)

A nice bonus

5
The bonus element really boosts the interest and is well worth the investment. Ideal if you want to leave funds alone as you lose the bonus if you make a withdrawal. Interest is calculated monthly so you can watch the balance grow. Reviewed on: 17th April 2026

Generous interest rate, easy to use account and grea...

5
Generous interest rate, easy to use account and great security Reviewed on: 17th April 2026

First class in all areas.

5
First class in all areas. Went out of their way to help Reviewed on: 16th April 2026

Banking with First Direct for over thirty years

5
We’ve been banking with First Direct for over thirty five years and found their customer service to be second to none. Always able to respond quickly and positively to any request and issue that we have raised. Staff are always polite and extremely knowledgable. Reviewed on: 25th March 2026

The Bonus account is easy to set up.

5
The Bonus account is easy to set up and gives a good interest rate which allows you to invest any amount of money a month and you can withdraw at anytime but you will lose your interest rate for that month. Reviewed on: 25th March 2026

Alerts any payment in or out immediately on your app.

5
Alerts any payment in or out immediately on your app.. .Money easily transferred within your accounts and any payments to another bank is checked before sending.. The regular saving is a good interest rate and the the bonus saver adds interest in the account every month. No problem to put in more or take out.. Reviewed on: 24th March 2026

Great bank with great service

5
I’ve been with this bank for many years and it’s brilliant. Call and speak with a real person who is always helpful. No long waiting times on calls or fobbing you off. Always courteous. Website has lots of information and is easy to use. Online banking is simple any issues are easily resolved by phone. Would recommend to anyone. Reviewed on: 24th March 2026

Bank review

4
A good company but not exceptional. Reviewed on: 24th March 2026

Bonus saving account with First Di...

4
I have this and other savings accounts with First Direct it is very easy to use via their App and provides a good return giving instant access, if needed, for a months loss of the bonus intrest. Highly recommend this savings account. Reviewed on: 14th February 2026

Easy to use and reasonable rates of interest

5
Easy to use and reasonable rates of interest via the App Reviewed on: 25th January 2026

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