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first direct: Bonus Saving Account reviews

Name: Bonus Saving Account
Rating: 4.68 (59 reviews)

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4.68

Based on 59 reviews, last reviewed 13th Aug 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Good variety of accounts. Kept up to date with account options and advised of perk availability. Reviewed on: 13th August 2026

Latest lowest rating:

1

Lowered an already low interest rate ... Lowered an already low interest rate while putting up mortgage interest. Reviewed on: 5th December 2024

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Bonus Saving Account reviews (59)

Good variety of accounts.

Kept up to date with account options and advised of perk availability. Reviewed on: 13th August 2026

Interesting - VERY Interesting !

Considering its prominence in the banking marketplace, interest rates are usually Very Interesting! Hence their prominent position!! Reviewed on: 11th June 2026

Hide your excess current account balance

Instant access with a decent interest rate if you want to put the excess money in your current account into a safer place long or short term. Reviewed on: 23rd April 2026

A nice bonus

The bonus element really boosts the interest and is well worth the investment. Ideal if you want to leave funds alone as you lose the bonus if you make a withdrawal. Interest is calculated monthly so you can watch the balance grow. Reviewed on: 17th April 2026

Generous interest rate, easy to use account and grea...

Generous interest rate, easy to use account and great security Reviewed on: 17th April 2026

First class in all areas.

First class in all areas. Went out of their way to help Reviewed on: 16th April 2026

Banking with First Direct for over thirty years

We’ve been banking with First Direct for over thirty five years and found their customer service to be second to none. Always able to respond quickly and positively to any request and issue that we have raised. Staff are always polite and extremely knowledgable. Reviewed on: 25th March 2026

The Bonus account is easy to set up.

The Bonus account is easy to set up and gives a good interest rate which allows you to invest any amount of money a month and you can withdraw at anytime but you will lose your interest rate for that month. Reviewed on: 25th March 2026

Alerts any payment in or out immediately on your app.

Alerts any payment in or out immediately on your app.. .Money easily transferred within your accounts and any payments to another bank is checked before sending.. The regular saving is a good interest rate and the the bonus saver adds interest in the account every month. No problem to put in more or take out.. Reviewed on: 24th March 2026

Great bank with great service

I’ve been with this bank for many years and it’s brilliant. Call and speak with a real person who is always helpful. No long waiting times on calls or fobbing you off. Always courteous. Website has lots of information and is easy to use. Online banking is simple any issues are easily resolved by phone. Would recommend to anyone. Reviewed on: 24th March 2026

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