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Best Savings accounts

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4.88

Based on 479 reviews

A product by Loughborough Building Society

Customer Satisfaction
Silver
2026
Consumer Guardian
2026

Loughborough Building Society have a range of instant access and limited access savings accounts to choose from. Some accounts be opened with as little as £1 and the interest rates are...

4.88

Based on 1008 reviews

A product by Capital Credit Union

Capital Credit Union savings reviews can help you to find out more about life at Capital Credit Union. How easy is it to contact Capital Credit Union? And how friendly...

4.88

Based on 12470 reviews

A product by Darlington Building Society

Customer Satisfaction
Gold
2026
Consumer Guardian
2026

There’s a range of savings accounts to choose from at Darlington Building Society. Savings account options include fixed rate bonds, easy access and notice accounts. Darlington Building Society savings reviews help you...

4.88

Based on 700 reviews

A product by Sheffield Credit Union

Members can save up to £25,000 in Sheffield Credit Union savings accounts. Savings products include instant access and notice accounts. Sheffield Credit Union savings account reviews help you find out what...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.88

Based on 3559 reviews

A product by Emma

The Emma personal finance app helps you take control of your money. Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which...

4.87

Based on 1793 reviews

A product by Zopa

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get. You can start saving...

4.87

Based on 226 reviews

A product by Northern Community Bank (formerly Pennine Community Credit Union)

At Northern Community Bank, saving is 'easy and simple'. There are no account fees, no annual charges, and no need to set up direct debits or standing orders. Whether you’re putting away...

4.86

Based on 759 reviews

A product by OakNorth

OakNorth savings reviews can help you to find out more about life at OakNorth. How easy is it to contact OakNorth? And how friendly are they? Our OakNorth savings reviews...

4.86

Based on 3949 reviews

A product by Vernon Building Society

Customer Satisfaction
Gold
2026
Consumer Guardian
2026

Vernon Building Society have a range of accounts to choose from. The amount you need to open an account varies, but you can get started with as little as £25 depending...

4.85

Based on 4870 reviews

A product by Close Brothers Savings

Close Brothers Savings have a range of accounts to choose from. You can set up and manage your Close Brothers Savings account online via the secure platform. You’ll need to deposit...

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Frequently asked questions

What is a savings account?

A savings account is a type of bank account where you set aside money you don't need for everyday spending. Savings accounts help you save money for short-term and long-term goals whether it's for holidays, a wedding or an emergency fund. You'll also earn interest on your savings to help your money grow over time.

How many savings accounts can you have?

You can have as many savings accounts as you like, but you should make sure you can manage all the accounts you have. You could set up separate savings accounts to create individual funds and save for different financial goals. It's best to compare savings accounts to find the best interest rates and offers.

How does interest work on a savings account?

Savings interest is the extra money you earn on the balance of your savings account. Your provider calculates interest based on how much you've saved and pays it into your account on a monthly or yearly basis. Interest rates vary between providers products, so it's worth comparing accounts to find the best option.

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