Best savings accounts
Newbury Building Society offer a range of savings accounts. You can book a savings appointment in branch, over the phone or via video call. If you don’t need support, you can...
Visit websiteAt Northern Community Bank, saving is 'easy and simple'. There are no account fees, no annual charges, and no need to set up direct debits or standing orders. Whether you’re putting away...
Voting in the Insurance choice awards is open - Vote here
Voting in the Insurance choice awards is open - Vote here
The Emma personal finance app helps you take control of your money. Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which...
Visit websiteVernon Building Society have a range of accounts to choose from. The amount you need to open an account varies, but you can get started with as little as £25 depending...
Visit websiteAt Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
What is this award?
The Best banking app 2026 award is part of the British bank awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best banking app 2026
- Best credit card provider 2025
Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get. You can start saving...
You can start saving with OakNorth with just £1. There’s a range of OakNorth savings accounts to choose from including easy access and notice accounts. You can apply and manage your...
Visit websiteClose Brothers Savings have a range of accounts to choose from. You can set up and manage your Close Brothers Savings account online via the secure platform. You’ll need to deposit...
There’s a range of savings accounts to choose from at Darlington Building Society. Savings account options include fixed rate bonds, easy access and notice accounts. Darlington Building Society savings reviews help you...
Visit websiteEcology Building Society have savings accounts that can be opened with just £10. When you save with Ecology Building Society, your money helps bring affordable, eco-friendly homes to life and supports...
Visit websiteDudley Building Society have a range of savings accounts to choose from. The amount you need to open an account varies depending on which one you choose. Dudley Building Society offer...
Visit websiteDon't see your company?
Sign up and claim your business listing to start managing reviews and getting customer insights
Compare other Savings, ISAs & investing providers
Frequently asked questions
-
What is a savings account?
-
A savings account is a type of bank account where you set aside money you don't need for everyday spending. Savings accounts help you save money for short-term and long-term goals whether it's for holidays, a wedding or an emergency fund. You'll also earn interest on your savings to help your money grow over time.
-
How many savings accounts can you have?
-
You can have as many savings accounts as you like, but you should make sure you can manage all the accounts you have. You could set up separate savings accounts to create individual funds and save for different financial goals. It's best to compare savings accounts to find the best interest rates and offers.
-
How does interest work on a savings account?
-
Savings interest is the extra money you earn on the balance of your savings account. Your provider calculates interest based on how much you've saved and pays it into your account on a monthly or yearly basis. Interest rates vary between providers products, so it's worth comparing accounts to find the best option.
-
What is the best savings account rate right now?
-
Savings account rates change regularly in line with the Bank of England base rate. Our rankings are updated based on real customer reviews, so you can see which providers are consistently rated highly for rate and service. For the latest best buy rates, use our comparison tables above.
-
What’s the difference between an easy-access and a fixed-rate savings account?
-
An easy-access savings account lets you withdraw your money whenever you want, with no penalty. A fixed-rate account (sometimes called a savings bond) locks your money away for a set period - usually one to five years - in exchange for a higher interest rate. Fixed-rate accounts are better if you won’t need access to your money; easy-access accounts suit people who want flexibility.
-
What is a regular savings account?
-
A regular savings account requires you to deposit a fixed amount every month, usually between £25 and £500. In return, they often offer some of the highest interest rates available on any savings product. They typically last for 12 months and may have restrictions on withdrawals.
Best savings accounts
Our rankings of the best savings accounts are based on real customer experiences, helping you compare savings account rates and providers quickly and easily. Whether you’re looking for the best regular savings account, an easy-access option or the top savings account interest rates, you can find the right account for your needs based on genuine customer satisfaction.
News, guides and insights from our team
View more news and guides
Saving vs investing: which is right for you?
Savings platforms: a smart way to grow your money
22nd September 2026 by Guest author