Based on 4 reviews
A product by eToro
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. Variable rate and correct as of 13/01/26. Your capital...
Based on 57 reviews
A product by first direct
First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our...
Based on 1021 reviews
A product by London Capital Credit Union
London Capital Credit Union have a range of savings account for members. You can start a regular savings plan from your salary, your bank account, or by using your child benefit....
Based on 18 reviews
A product by Bedford Credit Union
Bedford Credit Union provide a range of savings accounts. You can save up to £15,000 per member and deposit a minimum of £5. You can get exclusive member discounts and offers...
Based on 15 reviews
A product by Principality Building Society
Principality Building Society savings reviews can help you to find out more about life at Principality Building Society. How easy is it to contact Principality Building Society? And how friendly...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 180 reviews
A product by Recognise Bank
Recognise Bank offer a personal savings account which has a 95 day notice period for withdrawals. You can apply for the account online and it has no monthly fees. You’ll...
Based on 43 reviews
A product by M for Money Credit Union
M for Money Credit Union offer a range of savings accounts. There’s an option to apply for a loan, rather than withdraw savings if you want to keep savings for...
Based on 216 reviews
A product by Cynergy Bank
Cynergy Bank have a range of savings accounts. Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings...
Based on 181 reviews
A product by thisbank (formerly JN Bank)
A thisbank fixed term savings account can be opened with £100. You can choose from fixed interest rates for between one and five years. A thisbank fixed term savings account helps...
Based on 6602 reviews
A product by Saffron Building Society
Saffron Building Society have a wide range of savings accounts on offer. Choose from regular savers, easy access accounts, fixed rate bonds and notice accounts. You can also book a free...
Based on 2548 reviews
A product by SmartSave
SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly...
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Frequently asked questions
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What is a savings account?
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A savings account is a type of bank account where you set aside money you don't need for everyday spending. Savings accounts help you save money for short-term and long-term goals whether it's for holidays, a wedding or an emergency fund. You'll also earn interest on your savings to help your money grow over time.
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How many savings accounts can you have?
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You can have as many savings accounts as you like, but you should make sure you can manage all the accounts you have. You could set up separate savings accounts to create individual funds and save for different financial goals. It's best to compare savings accounts to find the best interest rates and offers.
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How does interest work on a savings account?
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Savings interest is the extra money you earn on the balance of your savings account. Your provider calculates interest based on how much you've saved and pays it into your account on a monthly or yearly basis. Interest rates vary between providers products, so it's worth comparing accounts to find the best option.
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