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Best Savings accounts

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4.70

Based on 503 reviews

A product by Boom Community Bank

Boom Community Bank offer instant access savings for individuals, charities, organisations and businesses looking to make a local impact. Boom Community Bank savings accounts can be managed using the app. To...

4.69

Based on 1633 reviews

A product by London Capital Credit Union

London Capital Credit Union have a range of savings account for members. You can start a regular savings plan from your salary, your bank account, or by using your child benefit....

4.69

Based on 58 reviews

A product by first direct

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our...

4.67

Based on 40 reviews

A product by LHV Bank

bba logo
2026 Winner
bba confetti

LHV offers an easy access savings account. To open an easy access account, you’ll need an LHV current account. The interest rate is variable and can be changed at any time....

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.64

Based on 180 reviews

A product by Recognise Bank

Recognise Bank offer a personal savings account which has a 95 day notice period for withdrawals. You can apply for the account online and it has no monthly fees. You’ll...

4.64

Based on 150 reviews

A product by NatWest

4.63

Based on 97 reviews

A product by Nationwide

Nationwide savings reviews can help you to find out more about life at Nationwide. How easy is it to contact Nationwide? And how friendly are they? Our Nationwide savings reviews...

4.63

Based on 93 reviews

A product by Yorkshire Building Society

Yorkshire Building Society savings reviews can help you to find out more about life at Yorkshire Building Society. How easy is it to contact Yorkshire Building Society? And how friendly...

4.61

Based on 437 reviews

A product by Great Western Credit Union

Customer Satisfaction
Gold
2026
Consumer Guardian
2026

Great Western Credit Union offer savings accounts to customers who live, work or study in Bristol and Bath, Gloucestershire, Wiltshire, Somerset or Dorset. Great Western Credit Union savings accounts include...

4.60

Based on 50 reviews

A product by M for Money Credit Union

M for Money Credit Union offer a range of savings accounts. There’s an option to apply for a loan, rather than withdraw savings if you want to keep savings for...

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Frequently asked questions

What is a savings account?

A savings account is a type of bank account where you set aside money you don't need for everyday spending. Savings accounts help you save money for short-term and long-term goals whether it's for holidays, a wedding or an emergency fund. You'll also earn interest on your savings to help your money grow over time.

How many savings accounts can you have?

You can have as many savings accounts as you like, but you should make sure you can manage all the accounts you have. You could set up separate savings accounts to create individual funds and save for different financial goals. It's best to compare savings accounts to find the best interest rates and offers.

How does interest work on a savings account?

Savings interest is the extra money you earn on the balance of your savings account. Your provider calculates interest based on how much you've saved and pays it into your account on a monthly or yearly basis. Interest rates vary between providers products, so it's worth comparing accounts to find the best option.

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