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Principality Building Society reviews

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Rated Excellent 4.65/5

Principality Building Society reviews

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Unverified business
Last reviewed within 14 days
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • FCA approved and regulated
    FCA approved and regulated
  • Positioned as being a socially responsible organisation
    Positioned as being a socially responsible organisation
  • Offers in-person appointments
    Offers in-person appointments

Review summary

People rate this company as Excellent based on 52 product reviews

Average score of 4.65/5
5 star
78%
4 star
10%
3 star
2%
2 star
4%
1 star
6%
Reviews for Principality Building Society have trended positively over the past 90 days

Latest positive rating

5/5

Pacesetter.

Very little 'phone-waiting time, then ... a miracle! Contact is made with a most friendly, polite and helpful 'humanoid', capable of providing a solution, without... Very little 'phone-waiting time, then ... a miracle! Contact is made with a most friendly, polite and helpful 'humanoid', capable of providing a solution, without having to refer to anyone else. - A template for the vast majority of similar institutions to follow! Read more Read less

{"display":"Jori","full_name":"Jori","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
e-Saver Account
Jori 24th January 2026

Latest negative rating

2/5

Unfair to disabled people

I started to invest with the Principality when we were planning our move to Wales. I saved steadily and by the time we moved had... I started to invest with the Principality when we were planning our move to Wales. I saved steadily and by the time we moved had a good sum in my investment accounts. I had both passbook and online accounts and found that initially, the staff were friendly and helpful. However, when I had a stroke, it became difficult for me to manage my online accounts. My speech and mobility were poor and I realised that my various savings were not in the best accounts for me. The Principality were poor at communicating my options to me. When I went into the branch, I asked for help and explained that I had had a stroke. Whilst they were quite willing to update my husband's passbook without any form of ID, they bizarrely required ID from me before they would discuss my accounts. They wanted a bank statemnt, which I had not brought with me. When I told them that my Halifax statements were online on my phone and I could send a copy to their printer, the staffer pretended that she could not understand what I was saying. I felt humiliated and went home. I then went back a couple of weeks later and went into the branch with my passbooks and asked for them to be updated. The three staffers just talked to each other about their families, their slimming club and so on. They did not speak to me directly, One of them referred to me as "this customer". So I decided to close my accounts on the spot, which I did. I took the cheques across the road to the Nationwide and bought bonds and such like with them. When I got home I contacted the Principality to complain. They said that they could not see the problem. Eventually, they sent me a little food hamper of stuff that I could not eat because I am a vegan. They sent me an email saying that as far as they were concerned, the matter was closed. Read more Read less

About Principality Building Society

Principality Building Society is a mutual which means profits are reinvested into improving products and services.

Principality Building Society was formed in 1860 and is still based in Cardiff today. It has branches across Wales and has over 500,000 members.

Principality Building Society offer mortgages, savings and commercial lending.

Principality Building Society at a glance

Contact details

Phone
0330 333 4000
Social media

Reviews for Principality Building Society

Showing 11 of 52 company reviews Last reviewed within 14 days

Pacesetter.

e-Saver Account 24th January 2026

Very little 'phone-waiting time, then ... a miracle! Contact is made with a most friendly, polite and helpful 'humanoid', capable of providing a solution, without... Very little 'phone-waiting time, then ... a miracle! Contact is made with a most friendly, polite and helpful 'humanoid', capable of providing a solution, without having to refer to anyone else. - A template for the vast majority of similar institutions to follow! Read more Read less

Rated Excellent 5/5
Read more product reviews

Consistently competitive interest rates

Fixed Rate Bond 23rd January 2026

Principality offer consistently competitive interest rates. Opening and operating an account is easy and helpful support is provided when required.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    excellent service I received from the Branch

    I wanted to put away a small amount of money each month for 6 months and this account offered very good interest rates. What made... I wanted to put away a small amount of money each month for 6 months and this account offered very good interest rates. What made the experience even better was the excellent service I received from the Branch Read more Read less

  • 5/5

    Their savings account offer a very good interest rat...

    Their savings account offer a very good interest rates and their customer service is excellent

  • 5/5

    Their regular savers are market leading.

    Their regular savers are market leading. The maturity process is best in market. They even transmit matured funds on none working days. They offer using... Their regular savers are market leading. The maturity process is best in market. They even transmit matured funds on none working days. They offer using some of funds to start off a new policy that day so you lose no days of investing. Read more Read less

    {"display":"Martin C","full_name":"Martin C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    e-Saver Account
    Martin C 22nd January 2026
  • 5/5

    Principality is 'simply the best'!

    My husband Tom and I have been customers of the Principality Building Society for 3 years. The website provides clear information and is easy to... My husband Tom and I have been customers of the Principality Building Society for 3 years. The website provides clear information and is easy to navigate. The highlight of the service is the ability to speak to an experienced member of staff directly on the phone. Telephone calls are answered quickly and professionally. Unlike some other financial institutions which direct you to an automated chat line or keep passing you from one department to another, this does not happen with the Principality Building Society. We have 12 month regular savers accounts. When the savers mature, we start new ones but do not need to set up a new account and new standing orders. We continue with what we have previously set up. It is a simple user friendly system which limits unnecessary work on our behalf. Nothing seems too much trouble on the phone. Principality Building Society set the gold standard in excellent customer relations and interpersonal skills and should serve as a role model to certain other financial institutions. Read more Read less

  • 5/5

    Good service and high interest rate account

    Good account with a very good interest rate,website is a bit slow to work with and it appears whatever you say you will be contacted... Good account with a very good interest rate,website is a bit slow to work with and it appears whatever you say you will be contacted by phone to confirm instructions before the maturity date. Building soc. has regular good interest rates and consistently features in best account literature. . . Read more Read less

  • 5/5

    Good communication.

    Communication is regular and informative. Customer service is very efficient.

    {"display":"Joe","full_name":"Joe","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Fixed Rate Mortgage
    Joe 24th March 2025
  • 5/5

    Easy to deal with online or via the phone.

    Easy to deal with online or via the phone.

  • 5/5

    6 Month Regular Saver

    6 Month Regular Saver: Amazing rates, no issues whatsoever. Excellent customer support!

    {"display":"glenn hutton","full_name":"glenn hutton","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    e-Saver Account
    glenn hutton 27th February 2025
  • 5/5

    Large withdrawal swiftly dealt with.

    Needed to withdraw large some of money, this was swiftly paid into my bank account unlike some other building societies that are painfully slow with large withdrawals.

    {"display":"Mike","full_name":"Mike","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    e-Saver Account
    Mike 26th February 2025

    Products from Principality Building Society

    Showing products offered by Principality Building Society

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