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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 3.92 (18 reviews)

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3.92

Based on 18 reviews, last reviewed 5th Feb 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

38%

39%

2 star

17%

Latest highest rating:

5

Great app, easy to use. Great app, easy to use. Great rates Reviewed on: 5th February 2026

Latest lowest rating:

1

Use cynergy bank at your peril I could not access my account online due to their ridiculous security system and I was locked out. I rang customer service and went through security q... Read more Reviewed on: 28th November 2024

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (18)

Great app, easy to use.

Great app, easy to use. Great rates Reviewed on: 5th February 2026

It’s Easy to Bank with Cynergy.

I found the CynergyBank Bank app well thought through and I have been able to complete all the actions necessary with it. I have not had to call customer services as it all just works. I would recommend this bank. Reviewed on: 23rd January 2026

Had several accounts with them over the years and al...

Had several accounts with them over the years and always been very pleased Reviewed on: 22nd January 2026

Could award more had they not reduced cash ISA rates...

Could award more had they not reduced cash ISA rates so much. Reviewed on: 2nd April 2025

Cybergy bank Cash ISA

Cybergy bank has a slightly outdated login system, using a separate camera verification app rather than two-factor, which has lessened its appeal. The website itself is functional but not very user friendly and can have you struggling to access the information you need. Reviewed on: 21st February 2025

Use cynergy bank at your peril

I could not access my account online due to their ridiculous security system and I was locked out. I rang customer service and went through security questions and was told I had failed security questions and to go away and rethink my answers. Finally managed to access my account on the third phone call after having to go through three lots of security hoops with customer services Reviewed on: 28th November 2024

Good all rounder with no hassle

I find that they are very competitive. I've used multiple accounts with this bank. Once you have the app it's so easy to change your account to a better one think I changed my savings one around 15 times when the interest rates were going up. They may not be at the top of the tables but there not far off it. Was going to use them as 1 of my ISA'S is maturing this month but my worry is I'd be over the 85k protection so will have to look around. Reviewed on: 5th September 2024

Easy to Use

Easy to Use, but can sometimes take too long for transfers to show Reviewed on: 24th May 2024

Dreadful bank! Think twice

Dreadful bank! I lost a house purchase because I had over £900,000 in a savings account and I asked them to close it and weeks LATER after about 15 emails and numerous phone calls, was told there had been a computer glitch - SERIOUSLY! Reviewed on: 24th May 2024

authenticator app.

Spoke with Khalid as having problems with authenticator app he was polite efficient and friendly and resolved the issue Reviewed on: 20th May 2024

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