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Recognise Bank: Savings Account reviews

Name: Savings Account
Rating: 4.81 (175 reviews)

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4.82

Based on 175 reviews, last reviewed 26th Jan 2026

4600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

12%

2 star

Latest highest rating:

5

Recently opened a new savings account. Recently opened a new savings account. Rates are very competitive in fixed rate market. Customer service was excellent, as I am American and had jus... Read more Reviewed on: 26th January 2026

Latest lowest rating:

1

Failed to Pass on Base Rate Rises in March & May to Savers Recognise Bank paying 1.5% on its 95 day notice savings account launched last year which is the same rate as Chase Bank's instant access account. Ther... Read more Reviewed on: 11th May 2022

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About this product

Recognise Bank offer a personal savings account which has a 95 day notice period for withdrawals.

You can apply for the account online and it has no monthly fees. You’ll need to deposit between £1,000 and £85,000 (for individuals) and £170,000 (for joint accounts).

Recognise Bank Personal Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used Recognise Bank before, you can also leave a review and share your experience.

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Recognise Bank Savings Account reviews (175)

Recently opened a new savings account.

Recently opened a new savings account. Rates are very competitive in fixed rate market. Customer service was excellent, as I am American and had just moved house, so recent address change, the application process slightly more complicated. Customer service could not have been more helpful in guiding me through process. Reviewed on: 26th January 2026

Easy to open and manage account

Easy to open and manage account, and good rate of interest when opened. No issues with account. Reviewed on: 25th January 2026

Seamless interactions.

Seamless interactions. Extremely user friendly. Reviewed on: 25th January 2026

Simplicity of opening savings account.

My contact has been to open savings accounts for myself and my wife. I found the procedure clear, easy to understand and simple to follow. I was impressed that this was a lot more straightforward than some other savings accounts - including one that will not open an account until they have sent you two separate letters by post - each containing part of the information that they need to have inputted. I had never heard of Recognise Bank until I happened to see something about the 1 year fixed bond savings account and saw that the interest rate was very competitive Reviewed on: 24th January 2026

Easy to deal with and provides a good rate of...

Easy to deal with and provides a good rate of interest Reviewed on: 24th January 2026

Excellent online bank

Good communication and easy to use online system. Reviewed on: 23rd January 2026

Very easy to use and efficient website.

Very easy to use and efficient website. Reviewed on: 23rd January 2026

Since I've opened my savings account with Recognise...

Since I've opened my savings account with Recognise Bank, I've never had an issue with receiving interest nor the security of my funds. I would definitely recommend this bank to a friend or family member, 5 star. Reviewed on: 23rd January 2026

Top notch

Unmatchable rates.. exellent website. Super customer service, so pleased the FCSC limit has increased! More investments to come. Longer term deposit rates may be helpful as interest rates continue to decline. Reviewed on: 23rd January 2026

no problems nothing else to say on this subject

no problems nothing else to say on this subject Reviewed on: 23rd January 2026

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