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Recognise Bank: Business Finance reviews

4.71
Based on 14 reviews, last reviewed 25th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Good lender to work with. I have a strong, well-established working relationship with Recognise Bank. They are a trusted business partner of my business and have proven themsel... Read more Reviewed on: 25th March 2026
CHRIS J's avatar
CHRIS J

Latest lowest rating:

2

Don’t do as they say they will do. Don’t do as they say the will do. Several deals tried to be placed with Recognise however Lending Manager didn’t seem to tell the underwriting team th... Read more Reviewed on: 25th March 2026
Jennefer D's avatar
Jennefer D

About this product

Recognise Bank offer business bridging loans and commercial mortgages.

Recognise Bank bridging loans are available for up to 24 months and offer flexible terms. Commercial mortgages have flexible repayment terms of up to 25 years and customers are supported by a dedicated relationship team.

Recognise Bank business finance reviews help you find out what it’s really like to be a customer. If you’ve used Recognise Bank before, you can also leave a review and share your experience.

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Recognise Bank Business Finance reviews (14)

Don’t do as they say they will do.

2
Don’t do as they say the will do. Several deals tried to be placed with Recognise however Lending Manager didn’t seem to tell the underwriting team the full story or he didn’t understand the deal. I’m not sure what else I could give. Their support staff were good in particular Steven and Alex and they explained in more detail what credit were looking for. She was a pleasure to deal and if it wasn’t for her, I’m not sure some of the deals would have completed. Sadly they let their support staff go so recognise are no longer a lender of choice. Reviewed on: 25th March 2026

Good lender to work with.

5
I have a strong, well-established working relationship with Recognise Bank. They are a trusted business partner of my business and have proven themselves to be a responsive and pragmatic lender, with a focus on service to both borrowers and introducers. Special mention goes to my BDM Paul Bagan, who is highly knowledgeable, extremely responsive, straight-talking and one of the best in the industry in my opinion. Reviewed on: 25th March 2026

Consistently Excellent

5
I have used Recognise Bank many times for clients and the lending process is very professional, clear, concise and efficient. The after service is also strong which supports the client experience. Reviewed on: 20th March 2026

Personal service with realistic commercial approach...

5
Personal service with realistic commercial approach to credit. Excellent process to complete quickly with flexibility to deal with any issues identified Reviewed on: 19th March 2026

Paul Bagan is the best

5
Absolutely love Paul Bagan he's the best in the business. From initial enquiry, through to Credit and then to drawdown, Paul tells it straight and delivers on what he says 100% of the time. We've now done half a dozen deals with him and he's always the first person I reach out to on a deal. Reviewed on: 19th March 2026

As a broker working closely with a range of lenders...

5
As a broker working closely with a range of lenders and savings providers, I’ve found Recognise Bank to be a consistently reliable and well-structured institution to place business with. From an intermediary perspective, their proposition strikes a strong balance between modern digital capability and a relationship-led approach. The onboarding process is notably efficient, supported by streamlined systems that enable quicker decision-making and reduced friction for both clients and brokers. This aligns well with their broader technology-driven model designed to accelerate approvals and improve overall client experience. Client feedback has also been overwhelmingly positive. Many highlight the simplicity of account opening, the clarity of communication, and the speed at which deposits and transactions are processed. Their online platform is intuitive, and service levels, particularly responsiveness and support, are consistently rated highly, contributing to strong overall satisfaction. In terms of product offering, Recognise Bank provides competitive rates across both personal and business savings, alongside a flexible approach to SME lending. The combination of attractive pricing and straightforward structures makes them an appealing option for a broad range of client profiles. Overall, Recognise Bank presents as a forward-thinking lender with a clear focus on service, efficiency, and broker collaboration. Based on my experience, I would have no hesitation in recommending them as a funding partner for suitable cases. Reviewed on: 19th March 2026

Great Lender

5
Experienced. Great communication, deliver what they say they will do. Reviewed on: 19th March 2026

Great Bank with a brilliant product rage and RM

5
Paul Bagan Senior Ledning Manager i deal has excellent in knowledge wtih many industries, great communication and speed of approvals. it's a pleasure to deal with him, Reviewed on: 24th January 2026

An excellent lender with a real market niche

5
Great communication, knowledge, flexibility, pricing and leverage. Also very trustworthy/sticks to terms when progressing from indicative figures to credit backed figures. Reviewed on: 22nd January 2026

Fantastic small company, great deals, friendly staff...

5
Fantastic small company, great deals, friendly staff, everything is close to home. Reviewed on: 18th March 2025

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