Smart Money People Logo

Scottish Building Society: Mortgages reviews

Based on 305 reviews, last reviewed 16th Feb 2024
15% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
See only 4 star reviews
See only 3 star reviews
See only 2 star reviews
See only 1 star reviews

Latest highest rating:


Mortgage Redemption Procedure Within 2 hours of seeking a redemption arrangement the necessary paperwork was in my possession. Furthermore there was only one phone call ! If there ... Read more Reviewed on: 16th February 2024
D G's avatar

Latest lowest rating:


Free legals cost £1200! SBS offered mortgages to older people so we were interested. We asked for less than 40% LTV. They asked for an exhausting amount of extra financial i... Read more Reviewed on: 11th October 2023

About the Mortgages

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Review Scottish Building Society: Mortgages now

Help others make smarter decisions by sharing your own experience. Write a review

Scottish Building Society Mortgages reviews (305)

Mortgage Redemption Procedure

Within 2 hours of seeking a redemption arrangement the necessary paperwork was in my possession. Furthermore there was only one phone call ! If there was to be a criticism it would be that the early redemption fee of over £2000 seemed excessive Reviewed on: 16th February 2024
D G's avatar

Friendly and helpful.

Friendly and helpful. Very prompt in terms of communication. Clarity of information. Contact details easy to follow. Will have no problem if I have any issues. Reviewed on: 13th February 2024
Ian G's avatar
Ian G

SBS were efficient and communicative

SBS were efficient and communicated regular on the progress of my mortgage. Whilst I was waiting for the purchase of my house to go through, the mortgage rate dropped so SBS issued another mortgage offer with a lower rate and a longer term without me having to ask. The new Mortgage Offer documents arrived promptly, quick I sign the same day and returned. All sorted within 5 days ready for completion of my house. It's easy too deal with SBS and they have a customer contact number which is based in Scotland. This too me is very important that it's in the UK and not a call centre abroad. Reviewed on: 8th February 2024

very good experiance,nice pople.

very good experiance,nice pople. i like it Reviewed on: 20th January 2024
marcin k's avatar
marcin k

Do you have a different Scottish Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Scottish Building Society has a range of products available. Check the ratings of each product to find the right one for you. View all products