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Scottish Building Society: Mortgages reviews

4.68
Based on 368 reviews, last reviewed 11th Sep 2025
50% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
75%
See only 4 star reviews
18%
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4%
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2%
See only 1 star reviews
1%

Latest highest rating:

5

Small is beautiful Katie dealt with my query promptly and efficiently - such a pleasure after some of my recent calls to other businesses’ so-called ‘customer services’.... Read more Reviewed on: 11th September 2025
John c's avatar
John c

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Scottish Building Society have been helping people buy properties in Scotland since 1848.

Scottish Building Society mortgages are available for remortgages, self-builds, holiday lets, retirement interest only, entrepreneurs and standard residential loans.

Scottish Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

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Scottish Building Society Mortgages reviews (368)

Mortgage review

4
I like the staff - very reassuring. Don't like the contract showing the 'worst scenario' for repayments which don't seem necessary and subsequently cause stress. Reviewed on: 28th March 2020

Mortgage review

5
Everything is fine, fast, secured Reviewed on: 23rd March 2020

Mortgage review

5
Friendly efficient service from David Allan Reviewed on: 15th March 2020

Mortgage review

5
Very professional service provided Reviewed on: 7th March 2020

Mortgage review

4
Professional. Did not like long Christmas absence. Reviewed on: 5th March 2020

Mortgage review

5
Service was 1st class, everything was explained clearly Reviewed on: 24th February 2020

Mortgage review

5
Manual human decisions using common sense! Reviewed on: 19th February 2020

Just braw

5
We have been savers with the Scottish Building Society for many years, and had two mortgages with them. We have found every contact by phone, letter, or personal visit to one of their network of offices a pleasure. The staff are friendly, welcoming, and efficient. The SBS is small independent Scottish based mutual society who we frequently recommend to friends, family, and business colleagues. We are proud to be members, and choose the SBS over the larger impersonal, and less efficient companies who only seem interested in maximising profit from customers. Reviewed on: 18th February 2020

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