Smart Money People Logo

Best Mortgage Lenders

Voting in the British bank awards 2026 is open - Vote here

4.80

Based on 124 reviews

A product by Loughborough Building Society

Customer Satisfaction
Gold
2025
Consumer Guardian
2025

Loughborough Building Society mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money...

4.80

Based on 263 reviews

A product by Monmouthshire Building Society

Customer Satisfaction
Commended
2026
Consumer Guardian
2026

Monmouthshire Building Society offer a range of mortgages to cover different borrowing needs. Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, you...

4.79

Based on 1346 reviews

A product by Newbury Building Society

Customer Satisfaction
Commended
2026
Consumer Guardian
2026

Newbury Building Society have been in the mortgage industry for over 165 years. Appointments with qualified mortgage advisers can be over the phone, videocall or in branch. Newbury Building Society can...

4.77

Based on 350 reviews

A product by Bath Building Society

Customer Satisfaction
Silver
2025
Consumer Guardian
2026

Bath Building Society have a range of mortgages for different borrowing needs. Some of the specialist mortgages that Bath Building Society offer include student mortgages, rent a room mortgages and joint...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.69

Based on 373 reviews

A product by Scottish Building Society

Customer Satisfaction
Commended
2026
Consumer Guardian
2026

Scottish Building Society have been helping people buy properties in Scotland since 1848. Scottish Building Society mortgages are available for remortgages, self-builds, holiday lets, retirement interest only, entrepreneurs and standard residential...

4.64

Based on 910 reviews

A product by Saffron Building Society

Customer Satisfaction
Gold
2026
Consumer Guardian
2026

Saffron Building Society have a range of mortgage products. Mortgages are available from Saffron Building Society whether you’re looking for a standard mortgage or buy to let. There are also options...

4.61

Based on 128 reviews

A product by Marsden Building Society

Marsden Building Society work with Mortgage Advice Bureau who have access to thousands of products from over 90 lenders. New customers can’t apply directly for a mortgage with Marsden Building Society....

4.60

Based on 408 reviews

A product by Mansfield Building Society

Customer Satisfaction
Commended
2026
Consumer Guardian
2026

Mansfield Building Society work with Mortgage 1st who provide advice on mortgages from across the mortgage market. New customers can’t apply directly for a mortgage with Mansfield Building Society. If you’re...

4.60

Based on 123 reviews

A product by Suffolk Building Society, formerly Ipswich Building Society

Customer Satisfaction
Commended
2026
Consumer Guardian
2026

Buying a home is an exciting time in anyone’s life, but finding the right mortgage product can be daunting. We collect Suffolk Building Society mortgage reviews to help you make...

4.60

Based on 14 reviews

A product by The Stafford Building Society

Stafford Building Society is a mutual organisation founded in 1877. It offers a range of savings and mortgage products. Before applying for a mortgage, make sure that you’re confident with...

Don't see your company?

Sign up and claim your business listing to start managing reviews and getting customer insights

Frequently asked questions

What is a mortgage lender?

A mortgage lender, usually a bank or building society, is the financial institution that lends you the money to buy a property. This is different from a mortgage broker, who acts as the middle person between you and the lender.

How to find a mortgage lender?

A mortgage broker helps you find a lender who offers the best deal, but you can also apply directly to a lender if you prefer. Read reviews to see which lenders are recommended by customers.

What do mortgage lenders look for?

Mortgage lenders want reassurance that you'll be able to repay the amount you've asked to borrow. They fully assess your affordability by looking at things like your income, credit history, debts and spending habits.

Can you switch mortgage lenders?

Yes, you can switch mortgage lenders through a process called remortgaging. You can remortgage when your current deal is ending, your financial situation has changed or you want to take a more affordable interest rate deal. Depending on when you remortgage, you might need to pay extra fees.

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people