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Vernon Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.87 (552 reviews)

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4.88

Based on 552 reviews, last reviewed 4th Feb 2026

155% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very smooth process, thank you. Very smooth process, thank you. Everything progressed smoothly Reviewed on: 2nd February 2026

Latest lowest rating:

1

Pre-historic Need to write letters with more empathy. Reviewed on: 19th March 2024

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About this product

Vernon Building Society provide a range of mortgages.

You can apply for a Vernon Building Society mortgage in branch by booking an appointment with a Mortgage Advisor, or you can apply over the phone.

Vernon Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Vernon Building Society before, you can also leave a review and share your experience.

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Vernon Building Society Mortgages reviews (552)

Very happy with Vernon so far

I have only had one direct experience of Vernon Building Society as my mortgage broker has handled all the communication with them up til completion which has only recently occured. I needed to check their criteria for allowing a solicitor to act for them and ourselves in our remortgage before appointing my solicitor and so contacted them. The person I spoke to was extremely helpful and I also understand from my solicitors that Vernon were helpful in finalising the offer within a tight deadline. So far, so good, I am pleased to say. I would give a higher rating had I had more direct contact with them, so would be happy to submit a further review after a year or so Reviewed on: 4th February 2026

The building loan application process was very compl...

The building loan application process was very complex but was successful in the end Reviewed on: 3rd February 2026

Very smooth process, thank you.

Very smooth process, thank you. Everything progressed smoothly Reviewed on: 2nd February 2026

Absolutely outstanding

Absolutely outstanding from start to finish. The Vernon Building Society operates at a different altitude to the rest of the market. From first contact through to completion, delivery was disciplined, decisive, and refreshingly competent. No noise, no overpromising, no drift. Decision-making was sharp, communication was proactive, and every commitment landed exactly as scoped. The team clearly understands both risk and real-world delivery, which results in pragmatic outcomes rather than process theatre. People are empowered, accountable, and know their brief. The operating model is slick without being soulless. Queries are resolved once, properly, by individuals who take ownership instead of deflecting responsibility. Timelines are respected, documentation is clear, and execution is predictable. That is rare. In a sector saturated with mediocrity, The Vernon Building Society sets the benchmark. If you value competence, transparency, and outcomes over rhetoric, this is best-in-class performance. Reviewed on: 19th January 2026

Retirement Interest Only Mortgage

We recently completed on a new style product, an Interest only Retirement Mortgage and despite being a relatively new product we found the process to be slick from start to finish Reviewed on: 19th January 2026

Making My Dream Home Possible!

I’ve been with Vernon for over five years now, across two homes, and I honestly couldn’t recommend them highly enough. During this time, they’ve supported me through two remortgages as well as the porting of my mortgage. They were a huge part of why I was able to purchase my dream home. It was a particularly challenging purchase, but their attentiveness, genuine care, and willingness to go above and beyond made all the difference. I felt fully supported every step of the way. I can’t thank the team at Vernon enough for their dedication and expertise - absolutely outstanding service! Reviewed on: 18th January 2026

An excellent society.

Great help with organising our remortgage. Clear concise information with friendly staff. Reviewed on: 14th January 2026

A proper Friendly Society

I have had two mortgages with the Vernon over more than 33 years and they have always been great to deal with, had great rates and offers, have great staff and a superb and very supportive service. I cannot recommend them more highly, a great local company and a proper‘Friendly Society’. Reviewed on: 14th January 2026

Excellent individual service.

Excellent. Our individual circumstances were evaluated in person. Not just a tick box. The advice and guidance to the right mortgage for us was invaluable. The personal touch is so refreshing to find when most providers want you to fit onto a form. The Vernon do go the extra mile and make your mortgage personal to you and your individual circumstances. We were very happy with service. Reviewed on: 13th January 2026

Very straight forward application process, good afte...

Very straight forward application process, good after customer service Reviewed on: 13th January 2026

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