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Vernon Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.83 (597 reviews)

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4.83

Based on 597 reviews, last reviewed 26th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Just very good at being prompt with answers and keep... Just very good at being prompt with answers and keeping us up to date with changes etc Reviewed on: 26th May 2026

Latest lowest rating:

1

Pre-historic Need to write letters with more empathy. Reviewed on: 19th March 2024

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About this product

Vernon Building Society provide a range of mortgages.

You can apply for a Vernon Building Society mortgage in branch by booking an appointment with a Mortgage Advisor, or you can apply over the phone.

Vernon Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Vernon Building Society before, you can also leave a review and share your experience.

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Vernon Building Society Mortgages reviews (597)

Quick smooth process.

I didnt deal directly with Vernon. My mortgage broker looked after everything for us. But being accepted and it being a smooth process made it a stress free process so for that we are grateful. Reviewed on: 9th February 2026

Smooth experience but very long-winded in parts.

Smooth experience but very long-winded in parts. Staff very good but appear to be over-burdened by administration. Reviewed on: 9th February 2026

As people who have only ever bought and sold a few p...

As people who have only ever bought and sold a few properties and being of a certain age we felt that our broker, our solicitors and Vernon made the process relatively stress free. Refreshingly easy to communicate with. Reviewed on: 9th February 2026

A seamless process.

The process was conducted entirely on line and seamless. Responses were immediate and conclusive. I felt that at all times i was important to the Vernon people. Reviewed on: 9th February 2026

Very straightforward

Very straightforward, not too complicated. It took longer than I expected it to but it was not too much of a problem. Reviewed on: 9th February 2026

Very happy with Vernon so far

I have only had one direct experience of Vernon Building Society as my mortgage broker has handled all the communication with them up til completion which has only recently occured. I needed to check their criteria for allowing a solicitor to act for them and ourselves in our remortgage before appointing my solicitor and so contacted them. The person I spoke to was extremely helpful and I also understand from my solicitors that Vernon were helpful in finalising the offer within a tight deadline. So far, so good, I am pleased to say. I would give a higher rating had I had more direct contact with them, so would be happy to submit a further review after a year or so Reviewed on: 4th February 2026

The building loan application process was very compl...

The building loan application process was very complex but was successful in the end Reviewed on: 3rd February 2026

Very smooth process, thank you.

Very smooth process, thank you. Everything progressed smoothly Reviewed on: 2nd February 2026

Absolutely outstanding

Absolutely outstanding from start to finish. The Vernon Building Society operates at a different altitude to the rest of the market. From first contact through to completion, delivery was disciplined, decisive, and refreshingly competent. No noise, no overpromising, no drift. Decision-making was sharp, communication was proactive, and every commitment landed exactly as scoped. The team clearly understands both risk and real-world delivery, which results in pragmatic outcomes rather than process theatre. People are empowered, accountable, and know their brief. The operating model is slick without being soulless. Queries are resolved once, properly, by individuals who take ownership instead of deflecting responsibility. Timelines are respected, documentation is clear, and execution is predictable. That is rare. In a sector saturated with mediocrity, The Vernon Building Society sets the benchmark. If you value competence, transparency, and outcomes over rhetoric, this is best-in-class performance. Reviewed on: 19th January 2026

Retirement Interest Only Mortgage

We recently completed on a new style product, an Interest only Retirement Mortgage and despite being a relatively new product we found the process to be slick from start to finish Reviewed on: 19th January 2026

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