Best credit report & building
TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see. Powered by TransUnion data, the app breaks down the factors affecting your score and...
Check your credit score for free with Experian. Using the Experian app, you can get a free credit report and a breakdown of your score. Compare cards and loans that...
Voting in the Insurance choice awards is open - Vote here
Voting in the Insurance choice awards is open - Vote here
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
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Best credit report & building
If you need to check your credit score and report, reviews share what it’s like to use different credit report agencies. Research the pros and cons of each one and see who our community recommend as the best free and paid for credit report providers. You can also leave a review of your own to help other people.
News, guides and insights from our team
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Smart Money Risers for July 2026
What is TopCashback and how can it save you money?
4th August 2026 by Katy
Just how linked are money and mental wellbeing?
3rd August 2026 by Emma